Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·170 days on market

0 E 7th Street E

Jacksonville, FL 32206

$409,000$258/sqftEst. $2,103/moMLS# 2134489

Beds

Baths

1,588

Sq Ft

2026

Built

—

Garage

Pool

About this home

Jacksonville

Cypress by M & M Homes floor plan TO BE BUILT home. Lot has an alley access from the back of the lot. The house is fully customizable in the early stages. Pictures on file are previous completed homes. Buyer will have an option to choose finishes if contracted early in the building process. Multiple optional upgrades are available. Home comes with a new home warranty and extended 10 years structural warranty plus extended HVAC warranty (5 years labor, 10 years parts) on both HVAC units. There are other multiple floor plans and or building sites available from the builder if interested. See document section for detailed description of standard features.

Cost to own

Mortgage calculator

Home Price

$409,000

Down Payment: 20%

$81,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,103

Principal & Interest: $2,103

Property taxes (est.): $668

Insurance (est.): $273

Estimated Total Monthly

$3,043

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,103

Property taxesest. at asking price, Duval County$668

Estimated total, before insurance$2,771/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$555/yr · $46/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$31,304	$31,304	—
2024	$27,391	$10,781	—
2023	$22,248	$9,801	—
2022	$20,124	$8,910	—
2021	$18,671	$8,100	—
2020	$11,739	$7,364	—

2025 property taxes (current owner): $555/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$409,000

Price / Sq Ft$258

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,588

Acres0.06 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleHistoric, Traditional

Property ConditionTo Be Built

StatusPending

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementaryAndrew A. Robinson

MiddleDarnell Cookman

HighWilliam M. Raines

Community Information

Address0 E 7th Street E, Jacksonville, FL 32206

Area072-Springfield

SubdivisionSpringfield

CityJacksonville

CountyDuval

StateFL

Zip Code32206

Lot Size2,613.6 sq ft

Lot Dimensions26x100

Parcel Number0722300000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyLighting, Windows

ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Instant Hot Water, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric, Multi Units

FlooringVinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)