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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near Bartram Trail High School.

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Active

Active·7 days on market

520 Majestic Oak Parkway

St. Augustine, FL 32092

$415,000$230/sqftEst. $2,136/moMLS# 2158649
4
Beds
2
Baths
1,807
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

St. Augustine

Super cute and move-in ready! Bring your boat or RV to this charming 4-bedroom, 2-bath home featuring an open-concept floorplan with luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and a bright, inviting living space. The spacious kitchen opens to the living and dining areas, making it perfect for entertaining or everyday living. Step outside to the rear porch overlooking a large, private backyard with plenty of room to relax or play. Conveniently located just minutes from public boat ramps, the Shands Bridge, shopping, dining, and top-rated St. Johns County schools. Best of all, there's no CDD fee. Affordable, adorable, and ready for its new owners!

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,136
Principal & Interest: $2,136
Property taxes (est.): $552
Insurance (est.): $277
Estimated Total Monthly
$2,965
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,136
Property taxesest. at asking price, St. Johns County$552
HOAbilled monthly$20
Estimated total, before insurance$2,708/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,103/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,103/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011767 - BARTRAM OAKS WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011767 - BARTRAM OAKS WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,549 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Active$415,000
  • Aug 4, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$415,000
Price / Sq Ft$230
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,807
Acres0.25 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address520 Majestic Oak Parkway, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionBartram Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Parcel Number0112260760
ZoningRecreational

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingElectric
FlooringVinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck
RoofShingle
ConstructionComposition Siding

Additional Information

Date ListedAugust 7, 2026
Days on Market5
HOA Fees$20 / Monthly
HOA FrequencyMonthly
Tax Amount$4,103.11
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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8/15/2026

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