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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Active

Active·3 days on market

1215 15th Avenue N

Jacksonville Beach, FL 32250

$674,900$409/sqftEst. $3,441/moMLS# 2158160
2
Beds
2
Baths
1,652
Sq Ft
1958
Built
1
Garage
No
Pool

About this home

Jacksonville Beach

Beautifully Renovated Jacksonville Beach Home Move-In Ready! Welcome to this beautifully renovated 2-bedroom, 2-bath home located east of Penman Road in one of Jacksonville Beach's most desirable neighborhoods. Offering 1,652 square feet of thoughtfully designed living space, this move-in-ready home combines modern upgrades with coastal charm, all just minutes from the beach. Recent improvements include a new seamless metal roof, two air conditioning units for year-round comfort, fresh interior paint, and beautiful tile flooring throughout. Elegant plantation shutters add timeless style while allowing an abundance of natural light. Designed for both everyday living and entertaining, the home features spacious living areas that flow seamlessly together, creating the perfect gathering space for family and friends. Outside, you'll find a fully fenced backyard with a fire pit, a storage building, and plenty of room to enjoy the Florida lifestyle.

Cost to own

Mortgage calculator

$674,900
$134,980
Loan Term
Monthly Payment
$3,441
Principal & Interest: $3,441
Property taxes (est.): $1,102
Insurance (est.): $450
Estimated Total Monthly
$4,993
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,441
Property taxesest. at asking price, Duval County$1,102
Estimated total, before insurance$4,543/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,314/yr · $276/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,314/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 1, 2026Listed$674,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$674,900
Price / Sq Ft$409
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,652
Acres0.17 acres
Year Built1958
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1215 15th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionBeaches Homesites
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,405.2 sq ft
Parcel Number1753570000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesFire Pit

Additional Information

Date ListedAugust 1, 2026
Days on Market2
Tax Amount$3,314
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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