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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·5 days on market·Recent sales in Over 55 & Active Adult

10321 Westmar Road

Jacksonville, FL 32218

$550,000sold priceListed at $550,000 · 100% of asking$603/sqftMLS# 2158147
3
Beds
1
Baths
912
Sq Ft
1955
Built
—
Garage
No
Pool
No HOA8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

CLOSED 7/17/2026 ---- ENCUMBERED 10 PROPERTIES--- SHORT SALE -- 10321 WESTMAR 32218 3/1 NEEDS FULL REHAB--- -- 11628 DUNES WAY DR N 32218 3/2 RENT 1495 ---- 1237 W 19TH 2/1 32209 VACANT ------1454 WINTHROP 32206 2/1 VACANT -----1500 WINTHROP 32206 3/1 RENT 1050-----1533 OLLIE [PICTURE] 32208 3/1 NEEDS FULL REHAB ---9322 DANVILLE 32208 3/1 1500 RENT ------206 SPRING ST 32254 3/2 RENT 1400 ----2102 BROOKLYN 32209 2/1 RENT 1013 ----- 8147 VERNELL ST 32220 3/1 RENT 1425 ALL RENT AMOUNTS AT TIME OF CLOSING

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Duval County$898
Estimated total, before insurance$3,945/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,436/yr · $203/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,311
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,436/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 1, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $603/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10264 Swarthmore Drive, Jacksonville, FL 32218Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$205,000$2253/1912510.2
10530 Gailwood Circle E, Jacksonville, FL 32218Listed by FREEDOM REALTY GROUP LLCAug 2026$75,000$773/2972290.4
10592 Haverford Road, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYJul 2026$130,000$1263/11,034760.4
918 Bacall Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$187,000$1803/21,04030.7
10531 Rutgers Road, Jacksonville, FL 32218Listed by BEYCOME OF FLORIDA LLCJun 2026$220,000$1934/21,1381160.9
10553 Citrus Lane, Jacksonville, FL 32218Listed by LEGACY REALTY GROUP LLCSep 2026$185,000$1873/1990431.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$603
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage912
Acres0.19 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address10321 Westmar Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionGarden City
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size8,276.4 sq ft
Parcel Number0432170000

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingVaries by Unit

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 1, 2026
Days on Market5
Tax Amount$2,436.4
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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