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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 4, 2026·29 days on market·Recent sales in Jacksonville

10530 Gailwood Circle E

Jacksonville, FL 32218

$75,000sold priceListed at $85,000 · 88.2% of asking$77/sqftMLS# 2128361
3
Beds
2
Baths
972
Sq Ft
1953
Built
—
Garage
No
Pool
No HOA8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Opportunity knocks in growing and family friendly 32218! This 3-bedroom, 2-bath concrete block home offers 972 sq ft of potential on a generous corner lot. Built in 1953, this property is a true blank canvas ready for a full transformation. Garage has been converted to 3rd bedroom and with city water and sewer already in place, the groundwork is set for a smart renovation or redevelopment project. The corner lot provides added flexibility for layout, access, and curb appeal, making it ideal for investors, flippers, or buyers looking to create a custom home from the ground up. Located in an established area with mature trees around, this Highlands property offers strong upside for those with vision. Bring your contractor, your plans, and your imagination—this is a heavy remodel opportunity with plenty of room to add value. Unlock the potential and make it shine again!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$415
Property taxesest. at asking price, Duval County$122
Estimated total, before insurance$538/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,739/yr · $145/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$75,000
$15,000
Loan Term
Monthly Payment
$415
Principal & Interest: $415
Property taxes (est.): $123
Insurance (est.): $50
Estimated Total Monthly
$588
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,613 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$92,209$70,204▲ $14,017
2024$78,491$63,822▲ $7,500
2023$73,553$58,020▲ $13,884
2022$57,706$52,746—
2021$47,951$47,951▲ $2,000
2020$44,825$44,825—

2025 property taxes (current owner): $1,739/yr

Estimated taxes if purchased at asking price: ~$1,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$85,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $87/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10592 Haverford Road, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYJul 2026$130,000$1263/11,034760.1
10321 Westmar Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$550,000$6033/191250.4
10264 Swarthmore Drive, Jacksonville, FL 32218Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$205,000$2253/1912510.4
10114 Haverford Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$205,000$1683/11,2181000.5
918 Bacall Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$187,000$1803/21,04030.6
10553 Citrus Lane, Jacksonville, FL 32218Listed by LEGACY REALTY GROUP LLCSep 2026$185,000$1873/1990430.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$85,000
Price / Sq Ft$87
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage972
Total Structure Area1,082 sq ft
Acres0.19 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address10530 Gailwood Circle E, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionHighlands
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size8,276.4 sq ft
Lot Dimensions77 x 120 ft
Parcel Number0427630000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, On Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesElectric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringConcrete, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCorner Lot
FencingChain Link
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 3, 2026
Days on Market29
Tax Amount$1,739.1
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FREEDOM REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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