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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 17, 2026·76 days on market·Recent sales in Jacksonville

10592 Haverford Road

Jacksonville, FL 32218

$130,000sold priceListed at $130,000 · 100% of asking$126/sqftMLS# 2138380
3
Beds
1
Baths
1,034
Sq Ft
1954
Built
—
Garage
No
Pool
No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Priced below market value and packed with potential, this updated 3-bedroom, 1-bath home offers 1,034 square feet of comfortable living space and a fully fenced backyard. Renovations are nearly complete, making this an excellent opportunity for buyers looking for value in today's market. Recent improvements combined with a functional layout create a move-in-ready feel while still offering room to make it your own. Major updates include a roof and HVAC system replaced in 2018. Whether you're searching for a primary residence or an income-producing property, this home deserves a spot on your must-see list. Property is being sold as-is.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Property taxesest. at asking price, Duval County$212
Estimated total, before insurance$932/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,063/yr · $255/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Property taxes (est.): $212
Insurance (est.): $87
Estimated Total Monthly
$1,019
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$153,933$149,345▲ $18,640
2024$135,769$135,769▲ $7,467
2023$133,571$133,571▲ $21,185
2022$107,764$95,218—
2021$86,562$86,562▲ $2,000
2020$81,996$81,996—

2025 property taxes (current owner): $3,063/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$130,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10530 Gailwood Circle E, Jacksonville, FL 32218Listed by FREEDOM REALTY GROUP LLCAug 2026$75,000$773/2972290.1
10321 Westmar Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$550,000$6033/191250.4
10264 Swarthmore Drive, Jacksonville, FL 32218Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$205,000$2253/1912510.4
10114 Haverford Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$205,000$1683/11,2181000.5
918 Bacall Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$187,000$1803/21,04030.6
10553 Citrus Lane, Jacksonville, FL 32218Listed by LEGACY REALTY GROUP LLCSep 2026$185,000$1873/1990430.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$130,000
Price / Sq Ft$126
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,034
Acres0.21 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address10592 Haverford Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionHighlands
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size9,147.6 sq ft
Parcel Number0428310000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedApril 3, 2026
Days on Market76
Tax Amount$3,062.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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