This home is in Jacksonville.

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Pending

Pending·108 days on market

10592 Haverford Road

Jacksonville, FL 32218

$130,000$126/sqftEst. $661/moMLS# 2138380

Beds

Baths

1,034

Sq Ft

1954

Built

—

Garage

Pool

About this home

Jacksonville

Priced below market value and packed with potential, this updated 3-bedroom, 1-bath home offers 1,034 square feet of comfortable living space and a fully fenced backyard. Renovations are nearly complete, making this an excellent opportunity for buyers looking for value in today's market. Recent improvements combined with a functional layout create a move-in-ready feel while still offering room to make it your own. Major updates include a roof and HVAC system replaced in 2018. Whether you're searching for a primary residence or an income-producing property, this home deserves a spot on your must-see list. Property is being sold as-is.

Cost to own

Mortgage calculator

Home Price

$130,000

Down Payment: 20%

$26,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$661

Principal & Interest: $661

Property taxes (est.): $212

Insurance (est.): $87

Estimated Total Monthly

$960

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$661

Property taxesest. at asking price, Duval County$212

Estimated total, before insurance$873/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$153,933	$149,345	▲ $18,640
2024	$135,769	$135,769	▲ $7,467
2023	$133,571	$133,571	▲ $21,185
2022	$107,764	$95,218	—
2021	$86,562	$86,562	▲ $2,000
2020	$81,996	$81,996	—

2025 property taxes (current owner): $3,063/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.