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Active

Active·3 days on market

1261 Dancy Street

Jacksonville, FL 32205

$749,999$353/sqftEst. $3,824/moMLS# 2158118

Beds

Baths

2,123

Sq Ft

1928

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to this beautifully renovated 1928 bungalow located within the historic district of Avondale, that seamlessly blends historic charm with modern design, offering the best of both worlds in one of Jacksonville's most sought-after neighborhoods. This home offers 4 bedrooms, 3 full bathrooms, and a second floor living area featuring a bedroom, full bathroom, flex/storage space, and bonus living area--ideal for guests or multi-generational living. Inside, you're welcomed by white oak engineered hardwood floors and an open layout designed for effortless entertaining. The family room centers around a cozy fireplace, creating a warm and inviting atmosphere that flows into the chef's kitchen, which showcases an oversized island, pot-filler, stainless steel appliances, custom soft close cabinetry, wine fridge, and quartz countertops. The primary ensuite includes a walk-in shower with frameless glass, and the additional bedrooms offer inviting spaces for family, guests, or a home

Cost to own

Mortgage calculator

Home Price

$749,999

Down Payment: 20%

$150,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,824

Principal & Interest: $3,824

Property taxes (est.): $1,225

Insurance (est.): $500

Estimated Total Monthly

$5,549

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,824

Property taxesest. at asking price, Duval County$1,225

Estimated total, before insurance$5,049/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1928)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 1, 2026Listed$749,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,999

Price / Sq Ft$353

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,123

Total Structure Area2,312 sq ft

Acres0.13 acres

Year Built1928

TypeResidential

Sub-TypeSingle Family Residence

StyleHistoric

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesSouthwest

School Information

ElementaryWest Riverside

MiddleLake Shore

HighRiverside

Community Information

Address1261 Dancy Street, Jacksonville, FL 32205

Area032-Avondale

SubdivisionNorth Riverside

CityJacksonville

CountyDuval

StateFL

Zip Code32205

Lot Size5,662.8 sq ft

Parcel Number0919800000

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer/Dryer Stacked, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryLower Level