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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$649,9004 bd · 3 ba · 2,123 sq ft

Active·101 days on market

1261 Dancy Street

Jacksonville, FL 32205

$649,900$306/sqftEst. $3,543/mo mortgageMLS# 2158118
↓ $100,099 below original list
4
Beds
3
Baths
2,123
Sq Ft
1928
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Major Price Reduction - Priced to sell!! Don't miss this beautifully renovated 1928 bungalow located within the historic district of Avondale. This home seamlessly blends historic charm with modern design, offering the best of both worlds in one of Jacksonville's most sought-after neighborhoods. Offering 4 bedrooms, 3 full bathrooms, and a second floor living area featuring a bedroom, full bathroom, flex/storage space, and bonus living area--ideal for guests or multi-generational living. Inside, you're welcomed by white oak engineered hardwood floors and an open layout designed for effortless entertaining. The family room centers around a cozy fireplace, creating a warm and inviting atmosphere that flows into the chef's kitchen, which showcases an oversized island, pot-filler, stainless steel appliances, custom soft close cabinetry, wine fridge, and quartz countertops. The primary ensuite includes a walk-in shower with frameless glass, and the additional bedrooms offer inviting spaces

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,543
Property taxesest. at asking price, Duval County$1,061
Estimated total, before insurance$4,604/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,900
$129,980
Loan Term
Monthly Payment
$3,543
Principal & Interest: $3,543
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,038
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1928)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,659 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Nov 3, 2026Price change$649,900−$25,000
  • Oct 14, 2026Price change$674,900−$25,000
  • Sep 17, 2026Price change$699,900−$25,000
  • Aug 19, 2026Price change$724,900−$25,099
  • Aug 1, 2026Listed$749,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $261/sq ft; this home is listed at $306/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1427 Wolfe Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$1853/2.51,97600.3
1077 Dancy Street, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCOct 2026$430,000$2064/32,088330.4
3805 Park Street, Jacksonville, FL 32205Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$515,000$2613/2.51,9762720.4
3873 Jean Street, Jacksonville, FL 32205Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTNov 2026$592,600$2744/32,16050.5
3674 Walsh Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$475,000$2505/31,90040.5
1326 Hollywood Avenue, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCSep 2026$550,000$3083/21,786230.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$649,900
Price / Sq Ft$306
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,123
Total Structure Area2,312 sq ft
Acres0.13 acres
Year Built1928
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address1261 Dancy Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionNorth Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size5,662.8 sq ft
Parcel Number0919800000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer/Dryer Stacked, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionHistoric Area
Patio / PorchDeck, Porch
FencingWood
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 1, 2026
Days on Market101
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SELECT GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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