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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·158 days on market

3805 Park Street

Jacksonville, FL 32205

$519,000$263/sqftEst. $2,668/moMLS# 2117021
3
Beds
2
Baths
1,976
Sq Ft
2017
Built
1
Garage
No
Pool

About this home

Jacksonville

Skip the century of deferred maintenance that comes with most Avondale real estate -- 3805 Park Street delivers the neighborhood's walkability with the systems and finishes of a home built for how people actually live today. Three bedrooms and two and a half baths across 1,976 square feet, with an open, low-maintenance layout that trades yard work for time spent two blocks from dinner. This stretch of Park Street puts you within walking distance of Restaurant Orsay, Black Sheep, Hawkers, and the shops of 5 Points, with the St. Johns River, Memorial Park, and Riverside Arts Market minutes away on foot. Ten minutes to downtown Jacksonville, thirty to Jacksonville Beach. Avondale and Riverside make up Jacksonville's historic district -- this is a rare chance to own new construction inside it, on a street built for walking to everything that makes the neighborhood worth living in.

Cost to own

Mortgage calculator

$519,000
$103,800
Loan Term
Monthly Payment
$2,668
Principal & Interest: $2,668
Property taxes (est.): $847
Insurance (est.): $346
Estimated Total Monthly
$3,862
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,668
Property taxesest. at asking price, Duval County$847
Estimated total, before insurance$3,516/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,026/yr · $669/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$470,987$470,987
2024$437,420$437,420 $129
2023$453,810$453,810 $14,175
2022$424,873$424,873 $28,350
2021$335,929$266,995
2020$312,619$262,619

2024 property taxes (current owner): $8,026/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 26, 2026Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$519,000
Price / Sq Ft$263
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,976
Acres0.14 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryFishweir
MiddleLake Shore
HighRiverside

Community Information

Address3805 Park Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionAvondale
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,098.4 sq ft
Parcel Number0932530020
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecurityClosed Circuit Camera(s), Security Lights

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedMarch 26, 2026
Days on Market261
Tax Amount$8,026.31
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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