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3674 Walsh Street

Jacksonville, FL 32205

$530,000$279/sqftEst. $2,753/moMLS# 2164325

Beds

Baths

1,900

Sq Ft

1942

Built

Garage

Pool

About this home

Jacksonville

Historic Avondale bungalow with timeless character, thoughtful updates, and a versatile detached apartment! This beautifully maintained 3-bedroom, 2-bath main home blends the charm of a classic Jacksonville bungalow with the comfort of modern living. Inside, you'll find beautiful wood floors, updated kitchen and bathrooms, updated electrical, and plenty of the architectural character that makes historic homes so special. The main home offers approximately 1,300 square feet of living space with a warm and inviting layout that is full of charm while still offering the updates today's buyers are looking for. Major improvements include a 2019 roof and 2019 HVAC system for the main home. A standout feature of the property is the detached 3-car garage with a spacious 2-bedroom, 1-bath apartment offering approximately 600 square feet. The apartment features its own HVAC system, updated living space, and excellent flexibility for guests, extended family, a home office, or rental income.

Cost to own

Mortgage calculator

Home Price

$530,000

Down Payment: 20%

$106,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,753

Principal & Interest: $2,753

Property taxes (est.): $865

Insurance (est.): $353

Estimated Total Monthly

$3,972

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,753

Property taxesest. at asking price, Duval County$865

Estimated total, before insurance$3,618/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,241/yr · $603/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,241/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,502 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 10, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$530,000

Price / Sq Ft$279

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage1,900

Acres0.14 acres

Year Built1942

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address3674 Walsh Street, Jacksonville, FL 32205

Area032-Avondale

SubdivisionAvondale

CityJacksonville

CountyDuval

StateFL

Zip Code32205

Lot Size6,098.4 sq ft

Lot Dimensions50 X 125

Parcel Number0917010000

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Water Heater, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup