Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in WGV Laterra Condo, St. Augustine — a gated community home in St. Johns County.

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Active

Active·3 days on market·WGV Laterra Condo

955 Registry Boulevard 213

St. Augustine, FL 32092

$200,000$449/sqftEst. $1,020/moMLS# 2158027

Beds

Baths

445

Sq Ft

2004

Built

—

Garage

Pool

About this home

WGV Laterra Condo

Fully furnished studio in the main spa building at Laterra in World Golf Village! Ideal for VRBO, corporate rentals, snowbirds, or those needing a short-term place while building, this turn-key unit is packed with potential. Features include a full kitchen with granite countertops and GE appliances, open living/bedroom combo, full bath, and a private balcony overlooking lush grounds, perfect for enjoying coffee or cocktails. Elevator access, 24-hour gated security, and a newer HVAC (inside & out) add peace of mind. Enjoy resort-style amenities: a serene pool and hot tub, on-site spa and fitness center, and access to King & Bear's golf, tennis, pickleball, lap pool, clubhouse, and more. Minutes from I-95, shopping, dining, and just 20 minutes to the beach, this is your chance to own a flexible, income producing getaway in one of St. Johns County's most desirable communities.

Cost to own

Mortgage calculator

Home Price

$200,000

Down Payment: 20%

$40,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,020

Principal & Interest: $1,020

Property taxes (est.): $266

Insurance (est.): $133

Estimated Total Monthly

$1,419

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,020

Property taxesest. at asking price, St. Johns County$266

HOAbilled quarterly$208

Estimated total, before insurance$1,494/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,276/yr · $190/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,276/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Listed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$200,000

Price / Sq Ft$449

Bedrooms1

Bathrooms1.00

Full Baths1

Square Footage445

Year Built2004

TypeResidential

Sub-TypeCondominium

StatusActive

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address955 Registry Boulevard 213, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Laterra Condo

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number2879991213

ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management - Off Site, Pickleball, Racquetball, Security, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingParking Lot

Waterfront TypePond