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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·71 days on market

6963 Madrid Avenue

Jacksonville, FL 32217

$459,500$155/sqftEst. $2,370/moMLS# 2147721
4
Beds
2
Baths
2,964
Sq Ft
1965
Built
Garage
Yes
Pool

About this home

Jacksonville

Nestled on a spacious double corner lot in the desirable San Jose Forest neighborhood, this classic 2-story home built in 1965 offers timeless character and exceptional potential. The expansive property provides ample room to add a garage, guest house, or both. Designed for comfortable living, the backyard features a heated pool (heater NEW) surrounded by generous space for outdoor lounging and entertaining. All bedrooms are located upstairs, accessed by a beautiful wood staircase accented with an oriental runner and wrought iron railing. The spacious primary suite includes a walk-in closet and private bath. Family room features a fireplace and opens out to pool area. Kitchen w/Silestone counters and backsplash + NEW wall oven. A bonus/playroom ideal for toys, games or home schooling space. Lovingly maintained by the current owner since 1975, this home is ready for its next chapter. Conveniently located near premier private country clubs and sought-after private schools & public.

Cost to own

Mortgage calculator

$459,500
$91,900
Loan Term
Monthly Payment
$2,370
Principal & Interest: $2,370
Property taxes (est.): $750
Insurance (est.): $306
Estimated Total Monthly
$3,426
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,370
Property taxesest. at asking price, Duval County$750
HOAbilled annually$6
Estimated total, before insurance$3,126/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,479/yr · $373/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$426,702$221,621 $34,095
2024$393,202$214,527 $700
2023$348,313$206,677
2022$335,302$204,056 $708
2021$287,657$196,657
2020$247,059$105,648

2025 property taxes (current owner): $4,479/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,467 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 18, 2026Price change$459,500$15,500
  • Jul 14, 2026Active$475,000
  • Jul 7, 2026Active Under Contract$475,000
  • May 29, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,500
Price / Sq Ft$155
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,964
Total Structure Area2,964 sq ft
Acres0.28 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Mid-Century Modern
StatusActive
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo
Direction FacesWest

School Information

ElementarySan Jose
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address6963 Madrid Avenue, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size12,196.8 sq ft
Lot Dimensions141' x 94'
Parcel Number1509350000
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Frame, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 29, 2026
Days on Market59
HOA Fees$75 / Annually
HOA FrequencyAnnually
Tax Amount$4,478.98
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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