Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 49
Sold

Sold·Closed Sep 3, 2026·74 days on market·Recent sales in Jacksonville

6963 Madrid Avenue

Jacksonville, FL 32217

$474,500sold priceListed at $459,500 · 103.3% of asking$160/sqftMLS# 2147721
4
Beds
2.5
Baths
2,964
Sq Ft
1965
Built
—
Garage
Yes
Pool
FEMA Zone XHOA $6/mo12,197 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Nestled on a spacious double corner lot in the desirable San Jose Forest neighborhood, this classic 2-story home built in 1965 offers timeless character and exceptional potential. The expansive property provides ample room to add a garage, guest house, or both. Designed for comfortable living, the backyard features a heated pool (heater NEW) surrounded by generous space for outdoor lounging and entertaining. All bedrooms are located upstairs, accessed by a beautiful wood staircase accented with an oriental runner and wrought iron railing. The spacious primary suite includes a walk-in closet and private bath. Family room features a fireplace and opens out to pool area. Kitchen w/Silestone counters and backsplash + NEW wall oven. A bonus/playroom ideal for toys, games or home schooling space. Lovingly maintained by the current owner since 1975, this home is ready for its next chapter. Conveniently located near premier private country clubs and sought-after private schools & public.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,628
Property taxesest. at asking price, Duval County$775
HOAbilled annually$6
Estimated total, before insurance$3,409/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,479/yr · $373/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$474,500
$94,900
Loan Term
Monthly Payment
$2,628
Principal & Interest: $2,628
Property taxes (est.): $775
Insurance (est.): $316
Estimated Total Monthly
$3,719
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,467 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$426,702$221,621▲ $34,095
2024$393,202$214,527▼ $700
2023$348,313$206,677—
2022$335,302$204,056▲ $708
2021$287,657$196,657—
2020$247,059$105,648—

2025 property taxes (current owner): $4,479/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$459,500
  • Aug 10, 2026Active Under Contract$459,500
  • Jul 18, 2026Price change$459,500−$15,500
  • Jul 14, 2026Active$475,000
  • Jul 7, 2026Active Under Contract$475,000
  • May 29, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2801 Alvarado Avenue, Jacksonville, FL 32217Listed by PENINSULA PROPERTIES REALTY INCSep 2026$550,000$1874/2.52,942300.3
6717 Linford Lane, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$1,250,000$5003/22,49830.3
7033 Catalonia Avenue, Jacksonville, FL 32217Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$532,500$1913/32,782100.4
2911 Cadiz Avenue, Jacksonville, FL 32217Listed by HASSLE-FREE REALTY LLCAug 2026$435,000$2044/3.52,132890.4
2806 Christopher Creek Road N, Jacksonville, FL 32217Listed by ROOT REALTY LLCJul 2026$599,900$2044/32,93700.5
6821 Caballero Court, Jacksonville, FL 32217Listed by EXP REALTY LLCJul 2026$430,000$1614/32,674830.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,500
Price / Sq Ft$155
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,964
Total Structure Area2,964 sq ft
Acres0.28 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Mid-Century Modern
StatusClosed
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo
Direction FacesWest

School Information

ElementarySan Jose
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address6963 Madrid Avenue, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size12,196.8 sq ft
Lot Dimensions141' x 94'
Parcel Number1509350000
ZoningSingle Family

Amenities

Community FeaturesSuburban, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Frame, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 29, 2026
Days on Market74
HOA Fees$75 / Annually
HOA FrequencyAnnually
Tax Amount$4,478.98
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines