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This home is in Jacksonville Golf & CC, Jacksonville — a gated community home in Jacksonville.

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Active·229 days on market·Jacksonville Golf & CC

3767 Vickers Lake Drive

Jacksonville, FL 32224

$1,386,000$338/sqftEst. $7,677/moMLS# 2132545
↓ $93,000 below original list
4
Beds
4
Baths
4,101
Sq Ft
1993
Built
2
Garage
Yes
Pool

8 more homes for sale in Jacksonville Golf & CC →Search Jacksonville Golf & CC on the map

FEMA Zone XHOA $264/mo16,117 sqft lotSingle Family Residence2 stories

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About this home

Jacksonville Golf & CC

Elegant 4-bedroom Golf course Estate on the 15th Hole. Welcome to your dream home in an exclusive gated golf community . Perfectly positioned on the 15th hole, this exceptional 4-bedroom , 4-bath residence offers timeless character, luxury finishes, and breathtaking fairway views. Step inside to discover a bright open floor plan accented by stunning 200 -year old solid pine floors that add charm and historic character. High ceilings and abundant natural light create an inviting atmosphere ideal for both everyday living and entertaining. The thoughtfully designed layout includes a dedicated home office perfect for remote work or a quiet study place .The gourmet kitchen features premium appliances, generous cabinetry, and a large island that opens seamlessly to the main living and dining areas. The spacious primary suite serves as a private retreat with a spa inspired bath and ample closet space. Three additional bedrooms and baths provide comfort and privacy for family and guests.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,677
Property taxesest. at asking price, Duval County$2,263
HOAbilled quarterly$264
Estimated total, before insurance$10,204/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,323/yr · $777/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,386,000
$277,200
Loan Term
Monthly Payment
$7,677
Principal & Interest: $7,677
Property taxes (est.): $2,263
Insurance (est.): $924
Estimated Total Monthly
$10,864
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$978,958$494,469▲ $65,202
2024$914,469$479,827▲ $94,580
2023$850,130$464,396▲ $82,822
2022$735,364$449,414—
2021$613,052$434,868—
2020$583,315$428,174▲ $11,661

2025 property taxes (current owner): $9,323/yr

Estimated taxes if purchased at asking price: ~$27,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 19, 2026Price change$1,386,000−$93,000
  • Mar 1, 2026Listed$1,479,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $319/sq ft; this home is listed at $338/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3750 Planters Creek Circle W, Jacksonville, FL 32224Listed by INI REALTYJun 2026$1,136,667$3194/43,566400.1
12925 Huntley Manor Drive, Jacksonville, FL 32224Listed by MOMENTUM REALTYSep 2026$1,025,000$2735/4.53,758760.2
3825 Fenwick Island Drive, Jacksonville, FL 32224Listed by WATSON REALTY CORPJun 2026$900,000$2395/43,76800.2
3746 Pinckney Island Court, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,405,000$3336/54,218120.3
3689 Eastbury Drive, Jacksonville, FL 32224Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLCJul 2026$925,000$3055/3.53,02800.3
3841 Biggin Church Road W, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,099,000$3495/4.53,153340.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,386,000
Price / Sq Ft$338
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,101
Acres0.37 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Salt Water, Waterfall
Is WaterfrontNo

Community Information

Address3767 Vickers Lake Drive, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionJax Golf & Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size16,117.2 sq ft
Parcel Number1674556845
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Golf Course, Management - Developer, Management - Full Time, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Covered, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Stone, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level
Security24 Hour Security, Gated with Guard
Spa FeaturesIn Ground, Heated, Private

Exterior

Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Porch, Screened, Terrace
FencingFenced, Back Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 1, 2026
Days on Market228
HOA Fees$792 / Quarterly
HOA FrequencyQuarterly
HOA NameJGCC POA / VESTA PROPERTY SERVICES
HOA Fee IncludesSecurity
Tax Amount$9,322.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LMH REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Jacksonville Golf & CC

Jacksonville Golf & CC is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Jacksonville Golf & CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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