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Active

Active·1 day on market

14912 Venosa Circle

Jacksonville, FL 32258

$510,000$242/sqftEst. $2,600/moMLS# 2157448

Beds

Baths

2,104

Sq Ft

2019

Built

Garage

Pool

About this home

Jacksonville

Welcome to effortless Florida living in the sought-after Montevilla community! This beautifully appointed villa offers luxury, comfort, and low-maintenance living, perfect for empty nesters or anyone relocating to the Sunshine State and ready to downsize without sacrificing style. Lush landscaping welcomes you home, while soaring 12-foot ceilings, abundant natural light, and an open floor plan create an inviting space for relaxing or entertaining. The spacious primary suite features plush carpeting, a spa-like walk-in shower, and a custom closet. Upgraded quartz countertops, KitchenAid Professional Series appliances, designer lighting, and custom storage throughout add everyday convenience. Unwind on the screened lanai with privacy shades and a peaceful fountain. The HOA covers lawn maintenance, pest control, exterior paint, and future roof replacement, leaving more time to enjoy the Florida lifestyle. Move-in ready and shows like a model!

Cost to own

Mortgage calculator

Home Price

$510,000

Down Payment: 20%

$102,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,600

Principal & Interest: $2,600

Property taxes (est.): $833

Insurance (est.): $340

Estimated Total Monthly

$3,773

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,600

Property taxesest. at asking price, Duval County$833

HOAbilled monthly$340

Estimated total, before insurance$3,773/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,353/yr · $696/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,353/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Active$510,000
Jul 21, 2026Listed$510,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$510,000

Price / Sq Ft$242

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,104

Acres0.11 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleVilla

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address14912 Venosa Circle, Jacksonville, FL 32258

Area015-Bartram

SubdivisionMontevilla

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size4,791.6 sq ft

Parcel Number1681345085

ZoningResidential

Amenities

AmenitiesPool

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

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