This home is in Bartram Park Preserve, Jacksonville.

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Active Under Contract

Active Under Contract·220 days on market·Bartram Park Preserve

14724 Rain Lily Street

Jacksonville, FL 32258

$495,000$184/sqftEst. $2,635/moMLS# 2106010

Beds

Baths

2,693

Sq Ft

2018

Built

Garage

Pool

About this home

Bartram Park Preserve

FRESHLY PAINTED AND REFRESHED! Spacious and inviting, this generously sized home offers over 2,500 sq ft of comfortable living in one of the area's most desirable neighborhoods. The open floor plan features a granite kitchen with stainless steel appliances, pantry, and updated light fixtures, flowing into a bright and open living room and dining area. A first-floor bedroom and adjacent full bath provide the perfect guest/in-law suite or home office, while upstairs boasts an oversized loft, convenient laundry room, and a relaxing primary suite with walk-in closet and spa-like bath. Enjoy resort-style amenities including a clubhouse, pool, gym, and scenic walking trails. With the rare distinction of being the only 5-bedroom available in this community at this price point, this home is a must-see!

Cost to own

Mortgage calculator

Home Price

$495,000

Down Payment: 20%

$99,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,516

Principal & Interest: $2,516

Est. Taxes & Insurance: $629

Estimated Total Monthly

$3,145

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,635

Property taxesest. at asking price, Duval County$808

HOAbilled quarterly$78

Estimated total, before insurance$3,521/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$452,596	$233,187	—
2024	$449,374	$225,908	▲ $13,427
2023	$462,432	$217,872	▲ $39,106
2022	$406,542	$210,070	▼ $26,917
2021	$312,822	$202,496	—
2020	$290,572	$199,010	▲ $456

2024 property taxes (current owner): $6,146/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History