Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Bartram Park Preserve, Jacksonville — a home near Mandarin High School.

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Active

Active·3 days on market·Bartram Park Preserve

14685 Garden Gate Drive

Jacksonville, FL 32258

$415,000$242/sqftEst. $2,131/moMLS# 2159901

Beds

Baths

1,713

Sq Ft

2017

Built

Garage

Pool

About this home

Bartram Park Preserve

Welcome home to this inviting two-story home featuring a charming front porch and open foyer leading into a bright, spacious kitchen and living area. The kitchen offers ample cabinet and counter space, quartz countertops, recessed lighting, and an open layout perfect for everyday living and entertaining. Crown molding and thoughtful upgrades add a polished touch throughout. The first-floor primary suite features tray ceilings, recessed lighting, and a private bath with a frameless glass shower, laundry room with cabinetry, and a half bath completes the main level. Upstairs, you'll find two additional bedrooms, a full bathroom, and a versatile loft/flex space ideal for an office, media room, or additional living area. Outside, enjoy a covered patio and fully fenced backyard. The exterior was freshly painted in 2026. This home features a portable generator inlet plug, to safely power the house. Numerous other upgrades throughout--see the Features Sheet for the complete list!

Cost to own

Mortgage calculator

Home Price

$415,000

Down Payment: 20%

$83,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,131

Principal & Interest: $2,131

Property taxes (est.): $678

Insurance (est.): $277

Estimated Total Monthly

$3,086

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,131

Property taxesest. at asking price, Duval County$678

HOAbilled quarterly$78

Estimated total, before insurance$2,887/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,530/yr · $461/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,530/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 18, 2026Active$415,000
Aug 12, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$415,000

Price / Sq Ft$242

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,713

Total Structure Area2,370 sq ft

Acres0.12 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighMandarin

Community Information

Address14685 Garden Gate Drive, Jacksonville, FL 32258

Area015-Bartram

SubdivisionBartram Park Preserve

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size5,227.2 sq ft

Parcel Number1681362305

Amenities

AmenitiesPool, Clubhouse, Park, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)