This home is in Jacksonville.
Sold·Closed Sep 30, 2026·100 days on market·Recent sales in Jacksonville
3153 Ernest Street
Jacksonville, FL 32205
About this home
Jacksonville
Charming Murray Hill home with numerous updates and improvements, conveniently located within walking distance of Powers Park. This 3-bedroom, 1-bath home offers an open and inviting layout featuring a remodeled kitchen with granite countertops and an expanded design that opens the living space for better flow and functionality. The bathroom has also been remodeled. This homes features hardwood floors throughout the home and new carpet in both bedroom. Outdoor living is a highlight with an approximately 19' x 25' deck, perfect for entertaining or relaxing. The property also features a 96-square-foot shed that is wired and plumbed, providing flexible space for a workshop, hobby area, storage, or future customization. The seller repurposed the original kitchen countertops and installed them in the shed, creating durable work surfaces and additional utility. Additional improvements include a newer water heater, replaced fascia, and an active termite bond. For added peace of mind, the home
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1941)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,370/yr
Estimated taxes if purchased at asking price: ~$4,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 2, 2026Closed$230,000
- Sep 16, 2026Pending$230,000
- Jul 27, 2026Listed$230,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $227/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3526 Ernest Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLC | Sep 2026 | $219,900 | $230 | 3/1 | 957 | 37 | 0.3 |
| 716 Locust Street, Jacksonville, FL 32205Listed by REAL BROKER LLC | Sep 2026 | $249,990 | $208 | 3/2.5 | 1,201 | 24 | 0.5 |
| 2870 Lenox Avenue, Jacksonville, FL 32254Listed by DUVAL REALTY OF JAX | Sep 2026 | $112,500 | $85 | 3/1.5 | 1,318 | 7 | 0.5 |
| 1097 McDuff Avenue S, Jacksonville, FL 32205Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Sep 2026 | $155,000 | $164 | 3/1 | 943 | 62 | 0.6 |
| 4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLC | Sep 2026 | $275,000 | $268 | 3/1 | 1,025 | 7 | 0.9 |
| 509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $250,000 | $213 | 2/2 | 1,173 | 3 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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