This home is in St. Augustine — a gated community home in St. Johns County.
Active·91 days on market
74 Moonbeam Road
St. Augustine, FL 32086
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
This two-story, 2,387 sq ft, 4-bedroom, 2.5-bath new home plan features a first-floor bedroom perfect for guests. The nine-foot ceiling on the first floor adds elegance as the foyer opens and leads to an open-concept great room with luxury vinyl plank flooring throughout the downstairs. Enjoy the ease of gas stove-top cooking in the spacious gourmet kitchen with 42-inch upper cabinets, quartz countertops, stainless steel Whirlpool appliances, island and walk-in pantry. The primary suite provides a retreat with quartz counter-tops, dual vanity sink, walk-in closet and more. Two additional bedrooms, walk-in closets and a loft upstairs offer room for family and guests. Enjoy your evenings on your back porch with a beautiful wooded view. This community is minutes from St. Augustine Beaches and features NO CDD fees, entry access gate, and tot lot! Visit KB Home at Maplewood today!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,034 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mary Street ramp and Gloria Ave lotabout 4 mi · 50 parking spaces
Closest park or preserve
Treaty Parkabout 3 mi · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 2 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 2 mi · Moultrie Creek
Closest youth league fields
Gamble Rogers School Fieldsabout 2 mi · Soccer
Closest grocery store
Publixabout 0.5 mi · 4255 Us 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2026 property taxes (current owner): $440,990/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 24, 2026Price change$432,990−$7,000
- Aug 6, 2026Price change$439,990−$1,000
- Jul 24, 2026Listed$440,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $181/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4945 Moultrie Reserve Court, St. Augustine, FL 32086Listed by COMPASS FLORIDA LLC | Jul 2026 | $610,000 | $321 | 3/3 | 1,900 | 7 | 0.5 |
| 214 Deltona Boulevard, St. Augustine, FL 32086Listed by MEMORY HOPKINS REAL ESTATE | Jun 2026 | $460,000 | $197 | 4/3 | 2,334 | 220 | 0.7 |
| 112 Crooked Tree Trail, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $355,000 | $177 | 3/2 | 2,004 | 48 | 0.8 |
| 93 Adalyn Avenue, St. Augustine, FL 32086Listed by AXEN REALTY LLC | Jun 2026 | $585,000 | $204 | 4/3.5 | 2,864 | 257 | 0.8 |
| 494 Keller Lane, St. Augustine, FL 32086Listed by UNITED REAL ESTATE GALLERY | Jun 2026 | $560,000 | $226 | 3/2.5 | 2,482 | 83 | 0.8 |
| 179 Adalyn Avenue, St. Augustine, FL 32086Listed by AXEN REALTY LLC | Aug 2026 | $560,000 | $234 | 3/2 | 2,390 | 315 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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