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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 26, 2026·97 days on market·Recent sales in Jacksonville

7514 Melvin Road

Jacksonville, FL 32210

$196,000sold priceListed at $198,000 · 99% of asking$172/sqftMLS# 2156728
3
Beds
1
Baths
1,140
Sq Ft
1965
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Bring your pickiest Buyer. This beautifully remodeled spacious 3/1 is waiting for you to make it a home. From the cover lanai to the remodeled kitchen and bathroom to the fresh paint and new LVP floors, no detail has been overlooked. Seller will provide a washer/dryer to Buyer as a gift at closing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,086
Property taxesest. at asking price, Duval County$320
Estimated total, before insurance$1,406/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,861/yr · $238/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$196,000
$39,200
Loan Term
Monthly Payment
$1,086
Principal & Interest: $1,086
Property taxes (est.): $320
Insurance (est.): $131
Estimated Total Monthly
$1,536
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,082 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$139,628$139,628—
2024$142,291$138,198▼ $7,396
2023$140,197$125,635—
2022$135,001$114,214—
2021$103,831$103,831▲ $24,267
2020$77,283$60,049▲ $14,055

2025 property taxes (current owner): $2,861/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$198,000
  • Aug 14, 2026Pending$198,000
  • Aug 4, 2026Active$198,000
  • Aug 3, 2026Active Under Contract$198,000
  • Jul 23, 2026Listed$198,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7361 Proxima Road, Jacksonville, FL 32210Listed by OPENDOOR BROKERAGE, LLC.Aug 2026$204,000$1383/21,476890.1
4220 Varner Road, Jacksonville, FL 32210Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLCAug 2026$200,000$1953/21,02530.4
4139 Suncoast Crossing Lane, Jacksonville, FL 32210Listed by CROSSVIEW REALTYSep 2026$275,000$1873/21,4701080.5
5638 Corvair Avenue, Jacksonville, FL 32244Listed by EXP REALTY LLCSep 2026$150,000$1223/21,230290.7
7578 Ridgeway Road N, Jacksonville, FL 32244Listed by EXIT 1 STOP REALTYOct 2026$210,000$1753/21,20040.8
5849 Ridgeway Road E, Jacksonville, FL 32244Listed by COMPLETE HOME REALTY, INC.Aug 2026$217,000$1613/1.51,3451280.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$198,000
Price / Sq Ft$174
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,140
Acres0.15 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address7514 Melvin Road, Jacksonville, FL 32210
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionOak Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,534 sq ft
Parcel Number0962880000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Carport, Off Street

Interior

AppliancesElectric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedJuly 23, 2026
Days on Market97
Tax Amount$2,861.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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