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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 5, 2026·4 days on market·Recent sales in Jacksonville

7578 Ridgeway Road N

Jacksonville, FL 32244

$210,000sold priceListed at $205,000 · 102.4% of asking$175/sqftMLS# 2162967
3
Beds
2
Baths
1,200
Sq Ft
1961
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully renovated 3 bedroom, 2 bath brick home, perfectly situated on a spacious fenced corner lot in Jacksonville. This move in ready home combines modern style, fresh upgrades, and comfortable everyday living in a convenient location just minutes from I-295. Major updates include a 2024 roof, 2024 HVAC, 2024 electrical panel, freshly painted, new screen on the porch and updated plumbing. The backyard also has two sheds, perfect for storage. With its stylish renovations, spacious outdoor living, and convenient West Jacksonville location, this home is a must-see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, Duval County$343
Estimated total, before insurance$1,506/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,731/yr · $311/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $343
Insurance (est.): $140
Estimated Total Monthly
$1,646
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,528 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,731/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Closed$205,000
  • Sep 7, 2026Active Under Contract$205,000
  • Sep 1, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5638 Corvair Avenue, Jacksonville, FL 32244Listed by EXP REALTY LLCSep 2026$150,000$1223/21,230290.2
5849 Ridgeway Road E, Jacksonville, FL 32244Listed by COMPLETE HOME REALTY, INC.Aug 2026$217,000$1613/1.51,3451280.2
7474 Deepwood Drive N, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$320,000$2063/21,553500.3
5820 Porsche Road, Jacksonville, FL 32244Listed by WHOLESALE REALTY LLCSep 2026$140,000$1003/21,397140.4
5919 Sonora Drive W, Jacksonville, FL 32244Listed by GEORGE BARNES REALTY SALES AND PROPERTY MANAGEMENTOct 2026$195,000$1523/11,2801410.7
7705 Highchair Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORPSep 2026$165,000$1083/2.51,53290.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000
Price / Sq Ft$171
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,200
Acres0.23 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7578 Ridgeway Road N, Jacksonville, FL 32244
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionOak Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size10,018.8 sq ft
Parcel Number0149590000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
FencingFull
ConstructionBrick
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2026
Days on Market4
Tax Amount$3,730.82
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT 1 STOP REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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