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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Pending

Pending·55 days on market

2221 Jayson Avenue

Jacksonville, FL 32208

$224,900$163/sqftEst. $1,246/moMLS# 2156562
4
Beds
2
Baths
1,379
Sq Ft
2025
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Beautiful new construction 4 bedroom, 2 bathroom home nestled on a generous lot of nearly half an acre, offering both privacy and room for the kids to play. The home features an open-concept living area with luxury vinyl floors. NO HOA & NO CDD FEES. Located just 15 minutes from Jax International Airport, 8 minutes from Publix, and 15 minutes to TIAA Bank Field.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Duval County$367
Estimated total, before insurance$1,613/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$224,900
$44,980
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,763
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 10, 2026Pending$224,900
  • Aug 16, 2026Active$224,900
  • Aug 9, 2026Pending$224,900
  • Jul 22, 2026Listed$224,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $88/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9115 12th Avenue, Jacksonville, FL 32208Listed by GRANT AND GRANT 1 STOP REALTYSep 2026$80,000$773/11,0401360.7
8946 6th Avenue, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$167,000$1403/21,196530.7
8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$106,500$793/11,35030.8
8832 4th Avenue, Jacksonville, FL 32208Listed by AVALON GROUP USA LLCSep 2026$84,000$713/21,1761420.8
8764 3rd Avenue, Jacksonville, FL 32208Listed by GPS HOMES REALTY LLCSep 2026$110,000$884/21,248230.9
2330 Broom Street, Jacksonville, FL 32208Listed by FREEDOM REALTY GROUP LLCSep 2026$105,000$982/11,0742580.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$224,900
Price / Sq Ft$163
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,379
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2221 Jayson Avenue, Jacksonville, FL 32208
Area075-Trout River/College Park/Ribault Manor
SubdivisionRiverhills Park
CityJacksonville
CountyDuval
StateFL
Zip Code32208
Parcel Number0296210127
ZoningResidential

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 17, 2026
Days on Market44
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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