11965 Diamond Springs Drive

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 23, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  12174 Wynnfield Lakes Circle

  Jacksonville, FL 32246

  3 bd · 2.5 ba · 2,274 sq ft

  $464,999Est. $2,475/mo

  Welcome home! This inviting 3-bedroom, 2.5-bath residence is a must-see. Inside, you'll love the spacious kitchen…

  Listing Office: jpar city and beach

• 

  For Sale

  12198 Wynnfield Lakes Circle

  Jacksonville, FL 32246

  4 bd · 3 ba · 3,198 sq ft

  $495,000Est. $2,635/mo

  SELLING AS-IS! Spacious 4-bedroom, 3-full-bath home in desirable Wynnfield Lakes! Prime Jacksonville location close to…

  Listing Office: lokation

• 

  Under Contract

  11751 Wynnfield Lakes Circle

  Jacksonville, FL 32246

  4 bd · 3.5 ba · 3,361 sq ft

  $675,000Est. $3,593/mo

  Active Contingent; Looking for Backup Offer.LARGEST lot with 0.30 Ac PLUS Salt Water Heated Pool & Spa for your…

  Listing Office: jpar city and beach

• 

  For Rent

  Lease

  12174 Wynfeild Lakes Circle

  Jacksonville, FL 32246

  3 bd · 2.5 ba · 2,274 sq ft

  $2,900/mo

  Welcome home! This inviting 3-bedroom, 2.5-bath residence is a must-see. Inside, you'll love the spacious kitchen…

  Listing Office: jpar city and beach

• 

  For Sale

  101 E 7th Street

  Jacksonville, FL 32206

  4 bd · 3 ba · 1,931 sq ft

  $362,900Est. $1,932/mo

  Listing Office: exit inspired real estate

  in Springfield
• 

  For Sale

  12071 Blackfoot Trail

  Jacksonville, FL 32223

  4 bd · 2 ba · 2,446 sq ft

  $399,000Est. $2,124/mo

  Listing Office: chad and sandy real estate group

  in The Wilderness

Wynnfield Lakes guides & reports