This home is in Wynnfield Lakes, Jacksonville.
$435,000Active Under Contract4 bd · 2 ba · 2,059 sq ft
Active Under Contract·49 days on market·Wynnfield Lakes
11965 Diamond Springs Drive
Jacksonville, FL 32246
5 more homes for sale in Wynnfield Lakes →Search Wynnfield Lakes on the map
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About this home
Wynnfield Lakes
This move-in-ready home is centrally located in Wynnfield Lakes, close to shopping, restaurants, hospitals and the beach. The 4/2 home features a spacious split floor plan with plenty of natural light. Kitchen has lots of counter space with beautiful granite, as well as stainless steel appliances. The large primary bedroom has walk-in closet and en suite bathroom with double vanity and separate shower and tub. Home has spacious guest rooms/flex room that could be used as office or home gym. The guest bath features a shower-tub combo and has a newer mirror. The indoor laundry room has a newer washer and dryer and shelves for storage. The 2 car garage provides extra storage space. The covered patio and backyard are perfect for entertaining or just enjoying your morning cup of coffee. Home has beautiful curb appeal and it even comes with a new roof and a seller concession towards new windows at closing! This one is a must see!
Next steps in Wynnfield Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,774 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvd19 min drive · 50 parking spaces
Closest park or preserve
Dutton Island Preserve22 min drive · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 5 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 4 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Wynnfield Lakes1 min drive · Soccer
Closest grocery store
Walmart Supercenter4 min drive · 11900 Atlantic Boulevard, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $381,605 | $224,756 | — |
2025 property taxes (current owner): $7,319/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 20, 2026Active Under Contract$435,000
- Oct 2, 2026Price change$435,000−$15,000
- Sep 23, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2171 Cavalry Boulevard, Jacksonville, FL 32246Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $535,000 | $235 | 4/2 | 2,274 | 6 | 0.2 |
| 12183 Irwin Manor Drive, Jacksonville, FL 32246Listed by FLORIDA LIFESTYLES REALTY | Oct 2026 | $478,000 | $220 | 4/3 | 2,168 | 64 | 0.3 |
| 12029 Cavalry Court, Jacksonville, FL 32246Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $524,900 | $249 | 3/2 | 2,104 | 42 | 0.3 |
| 1887 Sunchase Court, Jacksonville, FL 32246Listed by WATERMARKE REALTY GROUP LLC | Oct 2026 | $450,000 | $280 | 3/2 | 1,605 | 8 | 0.4 |
| 1824 Hawkins Cove Drive W, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $400,000 | $216 | 3/2 | 1,850 | 31 | 0.5 |
| 2637 Dalmation Lane E, Jacksonville, FL 32246Listed by MOMENTUM REALTY | Oct 2026 | $390,000 | $213 | 3/2 | 1,835 | 2 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Wynnfield Lakes
Wynnfield Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Wynnfield Lakes homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines