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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 27, 2026·2 days on market·Recent sales in Jacksonville

5528 Edmar Road

Jacksonville, FL 32277

$275,000sold priceListed at $275,000 · 100% of asking$130/sqftMLS# 2156197
4
Beds
3
Baths
2,114
Sq Ft
1961
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Brick front, 4BR/3BA home in University Park, just steps from Blue Cypress Park! Built in 1961, this 2,114 SF home features a split-bedroom floor plan with two bedrooms offering attached baths plus a 3rd hall bath. 50'' smart tv in step down bedroom stays! Original wood floors add warmth and character, while the oversized step-down family room provides plenty of space to gather. The updated kitchen offers abundant counter space, and you'll appreciate the generous closet space throughout. Outside, enjoy a fully fenced backyard with seating areas, fire pit and green space. A double garage and extra parking offer room for multiple vehicles, boat or RV. New HVAC and 50-gallon water heater in 2025. Blue Cypress Park features a 12 hole public golf course, a riverfront boardwalk, playground, sports fields, fishing and kayak launch all just a short walk away. Lions Club boat launch just .3 miles down the road.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Duval County$449
Estimated total, before insurance$1,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,125/yr · $177/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,156
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,125/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$275,000
  • Aug 19, 2026Pending$275,000
  • Jul 28, 2026Active Under Contract$275,000
  • Jul 26, 2026Active$275,000
  • Jul 16, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $130/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4036 Meek Drive, Jacksonville, FL 32277Listed by MIDDLETON REALTY, INC.Aug 2026$355,000$1645/32,162260.2
5635 Maxine Drive, Jacksonville, FL 32277Listed by WATSON REALTY CORPAug 2026$195,000$1153/21,69900.2
5503 Coppedge Avenue, Jacksonville, FL 32277Listed by ERA ONETEAM REALTYAug 2026$400,000$2224/21,800710.3
5439 Contina Avenue, Jacksonville, FL 32277Listed by REAL BROKER LLCJul 2026$309,000$1753/21,77060.3
5414 Coppedge Avenue, Jacksonville, FL 32277Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$298,000$1753/31,7001510.4
5447 Selton Avenue, Jacksonville, FL 32277Listed by MAXREV, LLCSep 2026$280,000$1823/2.51,53690.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$130
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,114
Acres0.23 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryFort Caroline
MiddleArlington
HighTerry Parker

Community Information

Address5528 Edmar Road, Jacksonville, FL 32277
Area041-Arlington
SubdivisionUniversity Park
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size10,018.8 sq ft
Parcel Number1126700000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Gated, Off Street, RV Access/Parking

Interior

Interior FeaturesIn-Law Floorplan, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsMulti/Split
LaundryIn Garage

Exterior

FencingBack Yard
ConstructionOther, Brick, Block

Additional Information

Date ListedJuly 26, 2026
Days on Market2
Tax Amount$2,124.65
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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