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Active·62 days on market

5503 Coppedge Avenue

Jacksonville, FL 32277

$412,000$229/sqftEst. $2,094/moMLS# 2145880

Beds

Baths

1,800

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Welcome to 5503 Coppedge, a newly built Jacksonville home with modern finishes and a bright, open layout. This move-in ready floor plan features luxury vinyl plank flooring through the main living areas, a spacious living room, dedicated dining area, and a stylish kitchen with white shaker cabinetry, granite countertops, stainless steel appliances, large island with seating, and plenty of storage. The primary suite includes a private bath with dual vanities, granite counters, and a tiled walk-in shower with glass enclosure. Additional bedrooms offer flexibility for guests, work-from-home space, or everyday living. Enjoy indoor laundry, a two-car garage and fresh curb appeal. Brand new construction ready for its first owner. 7 year builder warranty! *Images are for illustrative purposes only of the same floor plan. Actual features may vary.

Cost to own

Mortgage calculator

Home Price

$412,000

Down Payment: 20%

$82,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,094

Principal & Interest: $2,094

Est. Taxes & Insurance: $524

Estimated Total Monthly

$2,618

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,094

Property taxesest. at asking price, Duval County$673

Estimated total, before insurance$2,767/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$64,598	$50,221	—
2024	$53,460	$45,656	—
2023	$53,460	$41,506	—
2022	$44,550	$37,733	▲ $4,455
2021	$37,868	$34,303	▲ $6,683
2020	$31,185	$31,185	—

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,522 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History