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This home is in Jacksonville.

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Sold

Sold·Closed Aug 20, 2026·71 days on market·Recent sales in Jacksonville

5503 Coppedge Avenue

Jacksonville, FL 32277

$400,000sold priceListed at $412,000 · 97.1% of asking$222/sqftMLS# 2145880
4
Beds
2
Baths
1,800
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Jacksonville

Welcome to 5503 Coppedge, a newly built Jacksonville home with modern finishes and a bright, open layout. This move-in ready floor plan features luxury vinyl plank flooring through the main living areas, a spacious living room, dedicated dining area, and a stylish kitchen with white shaker cabinetry, granite countertops, stainless steel appliances, large island with seating, and plenty of storage. The primary suite includes a private bath with dual vanities, granite counters, and a tiled walk-in shower with glass enclosure. Additional bedrooms offer flexibility for guests, work-from-home space, or everyday living. Enjoy indoor laundry, a two-car garage and fresh curb appeal. Brand new construction ready for its first owner. 7 year builder warranty! *Images are for illustrative purposes only of the same floor plan. Actual features may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,216
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,869/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,216
Principal & Interest: $2,216
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,135
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,522 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$64,598$50,221—
2024$53,460$45,656—
2023$53,460$41,506—
2022$44,550$37,733▲ $4,455
2021$37,868$34,303▲ $6,683
2020$31,185$31,185—

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$412,000
  • Aug 13, 2026Pending$412,000
  • May 18, 2026Listed$412,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5414 Coppedge Avenue, Jacksonville, FL 32277Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$298,000$1753/31,7001510.1
5447 Selton Avenue, Jacksonville, FL 32277Listed by MAXREV, LLCSep 2026$280,000$1823/2.51,53690.1
5635 Maxine Drive, Jacksonville, FL 32277Listed by WATSON REALTY CORPAug 2026$195,000$1153/21,69900.2
5528 Edmar Road, Jacksonville, FL 32277Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$275,000$1304/32,11420.3
5407 Ft Caroline Road, Jacksonville, FL 32277Listed by HOUWZER, INC.Oct 2026$320,000$1733/2.51,853370.4
4036 Meek Drive, Jacksonville, FL 32277Listed by MIDDLETON REALTY, INC.Aug 2026$355,000$1645/32,162260.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$412,000
Price / Sq Ft$229
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,800
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address5503 Coppedge Avenue, Jacksonville, FL 32277
Area041-Arlington
SubdivisionUniversity Park
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Parcel Number1124730000

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 18, 2026
Days on Market71
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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