This home is in Jacksonville.

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Active·30 days on market

5414 Coppedge Avenue

Jacksonville, FL 32277

$302,000$178/sqftEst. $1,535/moMLS# 2132163

Beds

Baths

1,700

Sq Ft

1960

Built

Garage

Pool

About this home

Jacksonville

Welcome to 5414 Coppedge Ave, a home that exudes charm and elegance. The fresh interior paint gives the home a clean, modern feel, creating a welcoming atmosphere for all who enter. The kitchen is a chef's dream, boasting all stainless steel appliances that are both stylish and functional. Step outside to the covered patio, perfect for entertaining or simply enjoying a quiet morning coffee. The fenced-in backyard provides seclusion, making it an ideal space for relaxation and outdoor activities. This home is a true gem, providing a blend of comfort and sophistication that is sure to impress. Included 100-Day Home Warranty with buyer activation

Cost to own

Mortgage calculator

Home Price

$302,000

Down Payment: 20%

$60,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,535

Principal & Interest: $1,535

Est. Taxes & Insurance: $384

Estimated Total Monthly

$1,919

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,535

Property taxesest. at asking price, Duval County$493

Estimated total, before insurance$2,028/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$274,103	$119,120	—
2024	$272,240	$115,056	▲ $8,268
2023	$273,328	$110,249	—
2022	$241,750	$105,582	▲ $13,763
2021	$192,887	$101,051	—
2020	$176,339	$98,966	▲ $8,820

2025 property taxes (current owner): $2,660/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~829 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History