This home is in Arbor Mill, St. Augustine.
Active·1 day on market·Arbor Mill
76 Trumpco Drive
St. Augustine, FL 32092
About this home
Arbor Mill
Move-in ready 4-bedroom, 2-bathroom waterfront home in the beautiful neighborhood of Arbor Mill Phase One. This home features a spacious open floor plan that seamlessly connects the main living areas, creating an inviting and airy feel. The updated kitchen is perfectly designed for both everyday living and entertaining, boasting sleek quartz countertops and stainless-steel appliances. The primary suite provides a relaxing private retreat, complete with a large walk-in closet and an attached en-suite bathroom featuring a double sink vanity. Step out to the backyard to enjoy the peaceful waterfront views right from your own property.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,088/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 17, 2026Listed$464,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Arbor Mill
Arbor Mill is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Arbor Mill homes for sale →Listing Courtesy of: ENTERA REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Arbor Mill
Active$519,000MLS# 2143294Est. $2,762/mo39 Athens Drive, St. Augustine, FL 320924 Beds2 Baths2,268 sqftMOTIVATED SELLERS in Desirable Arbor Mill - NO CDD Fees! Welcome to this impeccably maintained 4-bdrm, 2-bath home in…
ResidentialWATSON REALTY CORP
Active$559,000MLS# 2136161Est. $2,975/mo39 Lansing Court, St. Augustine, FL 320923 Beds2 Baths2,302 sqftExquisite Semi-Custom Home in Arbor Mill. Experience sophistication and comfort in this extraordinary semi-custom home…
ResidentialRE/MAX UNLIMITED
Active$574,900MLS# 2151036Est. $3,060/mo20 Trumpco Drive, St. Augustine, FL 320924 Beds3 Baths2,266 sqftWelcome Home! This stunning lakefront 4 bedroom 3 full bath home sits on an oversized corner lot & has been beautifully…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS
Active$585,000MLS# 2149104Est. $3,114/mo284 Atlanta Drive, St. Augustine, FL 320923 Beds3 Baths2,387 sqftMove-in ready and packed with upgrades and no CDD! This beautifully designed 3-bedroom, 3-bath home with a private…
ResidentialUNITED REAL ESTATE GALLERY
Keep looking
Similar homes in St. Augustine
Active$460,000MLS# 2127423Est. $2,448/mo826 A1A Beach Blvd Boulevard 37, St. Augustine, FL 320802 Beds2 Baths1,184 sqftResidentialFLORIDA HOMES REALTY & MTG LLC
Active$455,000MLS# 2127425Est. $2,422/mo826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 320802 Beds2 Baths1,184 sqftResidentialFLORIDA HOMES REALTY & MTG LLC
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines