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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 24, 2026·3 days on market·Recent sales in Jacksonville

14396 Aqua Vista Road N

Jacksonville, FL 32224

$499,000sold priceListed at $499,000 · 100% of asking$347/sqftMLS# 2155922
4
Beds
2.5
Baths
1,436
Sq Ft
1961
Built
2
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Coastal luxury meets unbeatable location! A fully renovated 4 bed 2.5 bath stunner is minutes from Jacksonville Beach, the Intracoastal waterway, & nestled on a quiet street near million-dollar waterfront homes. Enjoy a New roof, New HVAC, New gutters, New water filtration system, New luxury vinyl plank floors and upgraded electrical & plumbing. The new kitchen has bar seating for 4, quartz countertops, shaker cabinets, marble backsplash, stainless appliances, and an open floor plan perfect for entertaining family and friends. Custom tile & Spa-like bathrooms, designer fixtures, and an indoor-outdoor concept elevate everyday living. Relax in your new fully fenced backyard with new paver patio and fire pit. NO HOA, bring your boat or RV. Only minutes to Jax Beach, the Boat marina, Mayo Clinic, University of North Florida, golf courses, shopping, & dining. Stop by for a tour & see what the Florida lifestyle is all about!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,764
Property taxesest. at asking price, Duval County$815
Estimated total, before insurance$3,579/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,744/yr · $395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,764
Principal & Interest: $2,764
Property taxes (est.): $815
Insurance (est.): $333
Estimated Total Monthly
$3,911
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,271 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,744/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$499,000
  • Jul 21, 2026Active Under Contract$499,000
  • Jul 17, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $347/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$400,000$2554/21,56710.2
14203 Hampton Falls Drive N, Jacksonville, FL 32224Listed by EAST COAST REALTYSep 2026$359,900$2863/21,257540.8
3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTYSep 2026$630,000$3533/21,787291.3
1031 24th Street N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$575,000$4133/21,3931011.4
13015 Bentwater Drive, Jacksonville, FL 32246Listed by FUTURE HOME REALTY INCSep 2026$379,000$2103/21,8051061.6
13486 Las Brisas Way, Jacksonville, FL 32224Listed by MOMENTUM REALTYAug 2026$410,000$3063/21,342111.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$347
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,436
Acres0.29 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14396 Aqua Vista Road N, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionSan Pablo
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size12,632.4 sq ft
Parcel Number1770060000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan
AppliancesENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchFront Porch
FencingWood
RoofShingle
ConstructionBlock

Additional Information

Date ListedJuly 17, 2026
Days on Market3
Tax Amount$4,744.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOMEDAY HOMES REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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