This home is in Jacksonville.

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Active

Active·1 day on market

14396 Aqua Vista Road N

Jacksonville, FL 32224

$499,000$347/sqftEst. $2,656/moMLS# 2155922

Beds

Baths

1,436

Sq Ft

1961

Built

Garage

Pool

About this home

Jacksonville

Coastal luxury meets unbeatable location! A fully renovated 4 bed 2.5 bath stunner is minutes from Jacksonville Beach, the Intracoastal waterway, & nestled on a quiet street near million-dollar waterfront homes. Enjoy a New roof, New HVAC, New gutters, New water filtration system, New luxury vinyl plank floors and upgraded electrical & plumbing. The new kitchen has bar seating for 4, quartz countertops, shaker cabinets, marble backsplash, stainless appliances, and an open floor plan perfect for entertaining family and friends. Custom tile & Spa-like bathrooms, designer fixtures, and an indoor-outdoor concept elevate everyday living. Relax in your new fully fenced backyard with new paver patio and fire pit. NO HOA, bring your boat or RV. Only minutes to Jax Beach, the Boat marina, Mayo Clinic, University of North Florida, golf courses, shopping, & dining. Stop by for a tour & see what the Florida lifestyle is all about!

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,536

Principal & Interest: $2,536

Est. Taxes & Insurance: $634

Estimated Total Monthly

$3,170

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,656

Property taxesest. at asking price, Duval County$815

Estimated total, before insurance$3,471/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,744/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,271 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000

Price / Sq Ft$347

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,436

Acres0.29 acres

Year Built1961

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address14396 Aqua Vista Road N, Jacksonville, FL 32224

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionSan Pablo

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size12,632.4 sq ft

Parcel Number1770060000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan

AppliancesENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne