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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bentwater Place, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Sep 10, 2026·106 days on market·Recent sales in Bentwater Place·Bentwater Place

13015 Bentwater Drive

Jacksonville, FL 32246

$379,000sold priceListed at $399,000 · 95% of asking$210/sqftMLS# 2140362
3
Beds
2
Baths
1,805
Sq Ft
1997
Built
2
Garage
No
Pool

4 more homes for sale in Bentwater Place →Search Bentwater Place on the map

FEMA Zone XHOA $29/mo6,534 sqft lotSingle Family Residence1 story

About this home

Bentwater Place

Welcome to this well maintained 3-bedroom, 2-bathroom home where modern updates meet effortless living. The home features an updated kitchen with quartz countertops and stainless steel appliances, along with stylish LVP flooring throughout the majority of the home. A backyard sanctuary complete with a covered patio and gazebo, is perfect for entertaining. With a Water Softener(2023), A/C and Water Heater(2020), plus durable Hardiboard siding, this low-maintenance retreat offers total peace of mind. Experience the best of Florida living just minutes from the beach, Mayo Clinic, and premier shopping.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,099
Property taxesest. at asking price, Duval County$619
HOAbilled annually$29
Estimated total, before insurance$2,748/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,415/yr · $368/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,000
$75,800
Loan Term
Monthly Payment
$2,099
Principal & Interest: $2,099
Property taxes (est.): $619
Insurance (est.): $253
Estimated Total Monthly
$2,971
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,806 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $460,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$358,868$219,051—
2024$345,007$212,171—
2023$342,285$184,306—
2022$319,884$177,482—
2021$237,806$170,857—
2020$223,117$167,808—

2025 property taxes (current owner): $4,415/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Closed$399,000
  • Aug 1, 2026Active Under Contract$399,000
  • Jul 23, 2026Price change$399,000−$20,000
  • Apr 16, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2863/21,469290.2
2494 The Woods Drive E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$435,455$2353/21,85020.2
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.5
13253 Mendenhall Place, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$392,750$3023/21,301970.7
2189 The Woods Drive E, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$410,000$1983/22,0731051
2118 Pecos Way, Jacksonville, FL 32246Listed by ROUND TABLE REALTYSep 2026$390,000$2663/21,46861

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,805
Total Structure Area2,244 sq ft
Acres0.15 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAbess Park
MiddleKernan

Community Information

Address13015 Bentwater Drive, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionBentwater Place
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,534 sq ft
Parcel Number1652831095
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered
FencingBack Yard
RoofShingle
Other StructuresGazebo

Additional Information

Date ListedApril 16, 2026
Days on Market106
HOA Fees$353 / Annually
HOA FrequencyAnnually
HOA NameLeland Management
Tax Amount$4,415.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FUTURE HOME REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bentwater Place

Bentwater Place is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Bentwater Place homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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