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This home is in Bentwater Place, Jacksonville.

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Active·89 days on market·Bentwater Place

13015 Bentwater Drive

Jacksonville, FL 32246

$419,000$232/sqftEst. $2,230/moMLS# 2140362
3
Beds
2
Baths
1,805
Sq Ft
1997
Built
2
Garage
No
Pool

About this home

Bentwater Place

Welcome to this well maintained 3-bedroom, 2-bathroom home where modern updates meet effortless living. The home features an updated kitchen with quartz countertops and stainless steel appliances, along with stylish LVP flooring throughout the majority of the home. A backyard sanctuary complete with a covered patio and gazebo, is perfect for entertaining. With a Water Softener(2023), A/C and Water Heater(2020), plus durable Hardiboard siding, this low-maintenance retreat offers total peace of mind. Experience the best of Florida living just minutes from the beach, Mayo Clinic, and premier shopping. NOTE: The sellers are offering a $1500 flooring credit to update the flooring in the secondary bedrooms, as well as, a home warranty.

Cost to own

Mortgage calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,116
Principal & Interest: $2,116
Est. Taxes & Insurance: $529
Estimated Total Monthly
$2,646
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,230
Property taxesest. at asking price, Duval County$684
HOAbilled annually$29
Estimated total, before insurance$2,944/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $460,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$358,868$219,051
2024$345,007$212,171
2023$342,285$184,306
2022$319,884$177,482
2021$237,806$170,857
2020$223,117$167,808

2025 property taxes (current owner): $4,415/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,806 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 16, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,000
Price / Sq Ft$232
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,805
Total Structure Area2,244 sq ft
Acres0.15 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAbess Park
MiddleKernan
HighSandalwood

Community Information

Address13015 Bentwater Drive, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionBentwater Place
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,534 sq ft
Parcel Number1652831095
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered
FencingBack Yard
RoofShingle
Other StructuresGazebo

Additional Information

Date ListedApril 16, 2026
Days on Market77
HOA Fees$353 / Annually
HOA FrequencyAnnually
HOA NameLeland Management
Tax Amount$4,415.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Bentwater Place

Bentwater Place is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Bentwater Place homes for sale →

Listing Courtesy of: FUTURE HOME REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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