This home is in Bentwater Place, Jacksonville.
Active·89 days on market·Bentwater Place
13015 Bentwater Drive
Jacksonville, FL 32246
About this home
Bentwater Place
Welcome to this well maintained 3-bedroom, 2-bathroom home where modern updates meet effortless living. The home features an updated kitchen with quartz countertops and stainless steel appliances, along with stylish LVP flooring throughout the majority of the home. A backyard sanctuary complete with a covered patio and gazebo, is perfect for entertaining. With a Water Softener(2023), A/C and Water Heater(2020), plus durable Hardiboard siding, this low-maintenance retreat offers total peace of mind. Experience the best of Florida living just minutes from the beach, Mayo Clinic, and premier shopping. NOTE: The sellers are offering a $1500 flooring credit to update the flooring in the secondary bedrooms, as well as, a home warranty.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $460,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $358,868 | $219,051 | — |
| 2024 | $345,007 | $212,171 | — |
| 2023 | $342,285 | $184,306 | — |
| 2022 | $319,884 | $177,482 | — |
| 2021 | $237,806 | $170,857 | — |
| 2020 | $223,117 | $167,808 | — |
2025 property taxes (current owner): $4,415/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,806 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 16, 2026Listed$419,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Bentwater Place
Bentwater Place is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Bentwater Place homes for sale →Listing Courtesy of: FUTURE HOME REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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