This home is in Jacksonville Beach.

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Active

Active·45 days on market

1031 24th Street N

Jacksonville Beach, FL 32250

$629,000$452/sqftEst. $3,207/moMLS# 2149335

Beds

Baths

1,393

Sq Ft

1985

Built

Garage

Pool

About this home

Jacksonville Beach

Come see this reimagined beach home situated on a quiet street bordering the intracoastal waterway. The entry foyer welcomes you with a shiplap accent wall with shelf for your key drop or decor. Stow your sports gear and jackets in the convenient extra large hall closet. Brand new kitchen fully equipped with stainless steel appliances, white shaker style cabinets, a custom island with Carrara Quartz countertops and storage to the max, custom tile backsplash, and built-in accent shelving. Shiplap enhances the dining area walls and a new electric fireplace and a vaulted beamed ceiling welcome you to the family room area. Split bedrooms and both bathrooms have been updated and continue the coastal feel. Brand new windows throughout and new water heater. Complete interior and exterior painting just finished. Bring the outdoors in with the spacious screen enclosed deck - 13 1/2' x 34' -can be a complete outdoor living space! Bike to the beach, shopping and parks.

Cost to own

Mortgage calculator

Home Price

$629,000

Down Payment: 20%

$125,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,207

Principal & Interest: $3,207

Property taxes (est.): $1,027

Insurance (est.): $419

Estimated Total Monthly

$4,654

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,207

Property taxesest. at asking price, Duval County$1,027

Estimated total, before insurance$4,234/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,383/yr · $615/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$441,288	$378,785	—
2024	$441,194	$344,350	▲ $43,669
2023	$366,019	$313,046	—
2022	$337,906	$284,588	—
2021	$258,717	$258,717	—
2020	$256,123	$256,123	—

2025 property taxes (current owner): $7,383/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,256 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 8, 2026Listed$629,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$629,000

Price / Sq Ft$452

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,393

Acres0.12 acres

Year Built1985

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesWest

Community Information

Address1031 24th Street N, Jacksonville Beach, FL 32250

Area213-Jacksonville Beach-NW

SubdivisionJacksonville Beach

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size5,227.2 sq ft

Lot Dimensions50 x 102

Parcel Number1790990000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup