This home is in Jacksonville.

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Active

Active·Listed today

8539 Gate Parkway W 1436

Jacksonville, FL 32216

$185,000$200/sqftEst. $940/moMLS# 2155900

Beds

Baths

927

Sq Ft

2007

Built

—

Garage

Pool

About this home

Jacksonville

**HOA PAID TIL END OF YEAR**GREAT LOCATION**FULLY FURNISHED** Welcome to this beautiful 2 bed/2 bath, fully furnished, 3rd floor condo situated on a serene PRESERVE LOT. Truly TURN-KEY - just bring your clothes and your toothbrush! This home is in excellent condition, flooded with lots of light throughout that creates a bright and welcoming atmosphere. The kitchen features stainless steel appliances, a convenient breakfast bar, and a spacious pantry, while the open living room boasts beautiful built-in shelving. Relax on your private SCREENED-IN BALCONY offering a peaceful view of the forest. The spacious primary suite features a large walk-in closet and a walk-in shower. Best of all, the HOA has been paid up through the end of the year, and all assessments have been paid! Located near I-95 and major roadways, you are just 15 minutes from downtown Jacksonville and historic San Marco, putting shopping, dining, and entertainment right at your fingertips. Don't miss this opportunity!

Cost to own

Mortgage calculator

Home Price

$185,000

Down Payment: 20%

$37,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$940

Principal & Interest: $940

Property taxes (est.): $302

Insurance (est.): $123

Estimated Total Monthly

$1,366

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$940

Property taxesest. at asking price, Duval County$302

HOAbilled annually$38

Estimated total, before insurance$1,281/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,090/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Active$185,000
Jul 17, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$185,000

Price / Sq Ft$200

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage927

Acres0.01 acres

Year Built2007

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryGreenfield

MiddleSouthside

HighEnglewood

Community Information

Address8539 Gate Parkway W 1436, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionVilla Medici

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Lot Size435.6 sq ft

Parcel Number1541662730

ZoningResidential

Amenities

AmenitiesPool, Dog Park, Fitness Center, Maintenance Grounds, Maintenance Structure

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingParking Lot, Unassigned

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)