This home is in Jacksonville.

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Active

Active·119 days on market

8539 Gate Parkway W 438

Jacksonville, FL 32216

$162,500$155/sqftEst. $865/moMLS# 2135922

Beds

Baths

1,050

Sq Ft

2007

Built

—

Garage

Pool

About this home

Jacksonville

Wow! Price Dropped!!! WHY PAY RENT WHEN YOU CAN INVEST !!!! We would Love to show you this Beautiful condo unit with views of a preserve and small lake, 2 bedrooms split, and 2 full baths, large open dining area, living and kitchen. Nice wood look LVP throughout. Newer washer and dryer that stay 2024, solid surface quartz counters, all black appliances that stay and fridge is newer 2024. Upgraded light and fan features. Walk in closets both Bedrooms and storage in rest of condo. Neutral color scheme. Walk in shower in the primary bedroom, large vanity with lots of drawers. In the happening southside area close to Town Center & Tinseltown shopping and restaurants. Gated and fenced community. Club house, fitness center with no extra fees, game room, patios, pool and Property Management on site. Move in ready for you!! Pictures on line have been virtually staged. wired for your Security company if you need. Quiet and Private up top!!

Cost to own

Mortgage calculator

Home Price

$162,500

Down Payment: 20%

$32,500

Interest Rate: 6.55%

Loan Term

Monthly Payment

$826

Principal & Interest: $826

Est. Taxes & Insurance: $206

Estimated Total Monthly

$1,032

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$865

Property taxesest. at asking price, Duval County$265

HOAbilled monthly$523

Estimated total, before insurance$1,653/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$173,500	$173,500	▼ $23,000
2024	$196,500	$51,769	—
2023	$196,500	$48,805	—
2022	$161,500	$45,928	—
2021	$126,000	$43,134	—
2020	$116,000	$41,849	—

2025 property taxes (current owner): $3,099/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 20, 2026Listed$162,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$162,500

Price / Sq Ft$155

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,050

Acres0.01 acres

Year Built2007

TypeResidential

Sub-TypeCondominium

StyleSpanish

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesWest

Community Information

Address8539 Gate Parkway W 438, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionVilla Medici

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Lot Size435.6 sq ft

Parcel Number1541662188

ZoningCondominium

Amenities

AmenitiesPool, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Trash

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGated, Parking Lot, Unassigned

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringVinyl

# of Stories1

LevelsThree Or More

SecuritySecurity Gate