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931 Spinnakers Reach Drive

Ponte Vedra Beach, FL 32082

$2,850,000$1319/sqftEst. $15,169/moMLS# 2155791
3
Beds
3
Baths
2,160
Sq Ft
1987
Built
2
Garage
Yes
Pool

About this home

Ponte Vedra Beach

Wake up each morning to breathtaking panoramic Atlantic Ocean views from this exquisitely renovated 3BR/3BA oceanfront residence in the prestigious Windemere Condos at Sawgrass Beach Club. Completely redesigned in 2013, this 2nd floor condo blends contemporary design with timeless coastal elegance. The reimagined floor plan showcases granite countertops, custom cabinetry, generous prep and entertaining space, and seamless flow into the dining and living areas.Beautiful travertine flooring throughout create a warm neutral palette and spectacular ocean backdrop. Covered balcony captures sunrise views while adding natural light. Two guest suites, each with a private bath, include one with built-in desk and file cabinetry, offering a convenient home office. Enjoy private beach access and garage w/ two parking spaces, a storage unit and easy access by elevator. This located on one of Northeast Florida's most coveted stretches of beach!

Cost to own

Mortgage calculator

$2,850,000
$570,000
Loan Term
Monthly Payment
$14,486
Principal & Interest: $14,486
Est. Taxes & Insurance: $3,622
Estimated Total Monthly
$18,108
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$15,169
Property taxesest. at asking price, St. Johns County$3,792
HOAbilled semi-annually$198
Estimated total, before insurance$19,159/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $25,665/yr

Estimated taxes if purchased at asking price: ~$45,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 16, 2026Listed$2,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,850,000
Price / Sq Ft$1,319
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,160
Year Built1987
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address931 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionWindemere Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0619860931
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage Door Opener
Waterfront TypeOcean Front

Interior

Interior FeaturesButler Pantry, Central Vacuum, Elevator, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Wine Cellar
AppliancesDishwasher, Disposal, Dryer, Induction Cooktop
HeatingCentral
CoolingCentral Air
FlooringStone
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Exterior FeaturesBalcony, Storm Shutters
ConstructionBlock, Stucco

Additional Information

Date ListedJuly 17, 2026
Days on Market0
HOA Fees$1,188.27 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameSub - Marsh Landing Mgmt Sawgrass - Castle Grp
Tax Amount$25,664.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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