This home is in Windemere, Ponte Vedra Beach — an oceanfront condo in Ponte Vedra Beach.
Active·94 days on market·Windemere
931 Spinnakers Reach Drive
Ponte Vedra Beach, FL 32082
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About this home
Windemere
Wake up each morning to breathtaking panoramic Atlantic Ocean views from this exquisitely renovated 3BR/3BA oceanfront residence in the prestigious Windemere Condos at Sawgrass Beach Club. Completely redesigned in 2013, this 2nd floor condo blends contemporary design with timeless coastal elegance. The reimagined floor plan showcases granite countertops, custom cabinetry, generous prep and entertaining space, and seamless flow into the dining and living areas.Beautiful travertine flooring throughout create a warm neutral palette and spectacular ocean backdrop. Covered balcony captures sunrise views while adding natural light. Two guest suites, each with a private bath, include one with built-in desk and file cabinetry, offering a convenient home office. Enjoy private beach access and garage w/ two parking spaces, a storage unit and easy access by elevator. This located on one of Northeast Florida's most coveted stretches of beach! **Ask about Preferred Membership Initiation Fee pricin
Next steps in Windemere
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,794 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 2 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 6 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 5 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 5 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Parkabout 2 mi · Baseball
Closest grocery store
The Fresh Marketabout 0.9 mi · 840 A1a N., Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $25,665/yr
Estimated taxes if purchased at asking price: ~$45,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 16, 2026Listed$2,850,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,071/sq ft; this home is listed at $1,319/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,375,000 | $686 | 2/2.5 | 2,003 | 18 | 0 |
| 930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $2,100,000 | $1,071 | 2/2.5 | 1,960 | 120 | 0 |
| 970 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Jun 2026 | $3,400,000 | $1,355 | 3/3.5 | 2,510 | 23 | 0 |
| 916 Spinnakers Reach Drive 916, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $1,760,000 | $701 | 3/3.5 | 2,510 | 38 | 0 |
| 740 Spinnakers Reach Drive 740, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Apr 2026 | $3,400,000 | $1,358 | 3/3.5 | 2,504 | 19 | 0 |
| 949 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Feb 2026 | $1,600,000 | $734 | 3/2.5 | 2,179 | 164 | 0 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Windemere
Windemere is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines