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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Windemere, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Feb 6, 2026·164 days on market·Recent sales in Windemere·Windemere

949 Spinnakers Reach Drive

Ponte Vedra Beach, FL 32082

$1,600,000sold priceListed at $1,775,000 · 90.1% of asking$734/sqftMLS# 2089359
3
Beds
2.5
Baths
2,179
Sq Ft
1987
Built
—
Garage
No
Pool

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HOA $192/moWaterfrontCondominium1 story

About this home

Windemere

PRICED TO SELL!! Exquisite oceanfront unit in the prestigious Windemere Condominium, located within the sought-after Sawgrass Country Club. This stunning 3-bedroom, 2.5-bathroom residence spans 2,179 square feet, offering breathtaking ocean and pool views. Accessible via elevator, this third-floor move-in-ready unit showcases the highest level of design with custom white oak cabinets in the kitchen, living room and primary bath, exquisite rare stone countertops, seamless showers, and luxurious wool and silk carpets. The spacious balcony overlooks the pool and ocean - what a great spot for a morning coffee or evening cocktail. This elegantly remodeled residence includes 2 garage parking spaces and 1 storage area, delivering unmatched luxury and convenience in a premier coastal community.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,862
Property taxesest. at asking price, St. Johns County$2,129
HOAbilled semi-annually$192
Estimated total, before insurance$11,183/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,193/yr · $849/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,643,031$826,216—
2024$1,643,031$802,224—
2023$1,643,031$777,402—
2022$1,359,000$753,303—
2021$1,142,000$729,906—
2020$1,142,000$719,138—

2024 property taxes (current owner): $10,193/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,071/sq ft; this home is listed at $815/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,375,000$6862/2.52,003180
930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$2,100,000$1,0712/2.51,9601200
970 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJun 2026$3,400,000$1,3553/3.52,510230
916 Spinnakers Reach Drive 916, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$1,760,000$7013/3.52,510380
740 Spinnakers Reach Drive 740, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$3,400,000$1,3583/3.52,504190
910 Spinnakers Reach Drive 910, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJan 2026$1,950,000$7773/32,510940

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,775,000
Price / Sq Ft$815
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,179
Total Structure Area2,179 sq ft
Year Built1987
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address949 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionWindemere Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0619860948

Amenities

AmenitiesPool, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Security, Service Elevator(s)
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Covered, Garage, Underground
ViewBeach, Ocean, Pool
Waterfront TypeOcean Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityFire Alarm, Gated with Guard, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Storm Shutters, Tennis Court(s)
Patio / PorchCovered, Terrace
RoofTile
ConstructionConcrete, Stucco
Road SurfaceAsphalt, Concrete
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 4, 2025
Days on Market164
HOA Fees$1,150 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameMaster Castle Grp/ Sub Marsh Landing Property Mgmt
Tax Amount$10,193.05
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Windemere

Windemere is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Windemere homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines