This home is in Isle De Mai at Amelia, Fernandina Beach.
Sold·Closed Jun 23, 2026·0 days on market·Recent sales in Isle De Mai at Amelia·Isle De Mai at Amelia
2971 Ferdinand Court
Fernandina Beach, FL 32034
3 more homes for sale in Isle De Mai at Amelia →Search Isle De Mai at Amelia on the map
About this home
Isle De Mai at Amelia
Beautifully renovated and thoughtfully upgraded home located in the desirable Isle de Mai community on Amelia Island. This home is priced below recent appraisal Value! Situated on one of the neighborhood's larger private lots, this property offers a serene backyard setting with room for a pool and an ideal layout for indoor-outdoor entertaining. Extensive renovations since 2017 blend timeless design with modern convenience. The gourmet kitchen was completely reimagined with an open-concept design overlooking the spacious family room, while sliding glass doors create a bright, airy living space. Custom kitchen features include Decor Cabinets, Silestone quartz countertops, custom hardwood countertops and cutting blocks, Waterstone Faucets fixtures, and premium Blum and Linnea hardware. Natural light pours into the home through eight Velux solar tubes, complemented by upgraded smart lighting throughout much of the home. Elegant Italian porcelain tile flooring and natural maple engineered
Next steps in Isle De Mai at Amelia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2009)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $722,832 | $407,438 | — |
| 2024 | $697,982 | $395,248 | — |
| 2023 | $664,582 | $382,280 | ▲ $46,047 |
| 2022 | $601,905 | $369,689 | — |
| 2021 | $430,218 | $357,465 | — |
| 2020 | $401,839 | $351,839 | — |
Estimated taxes if purchased at asking price: ~$16,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $350/sq ft; this home is listed at $379/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2972 Ferdinand Court, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jul 2026 | $885,000 | $316 | 5/3 | 2,797 | 51 | 0 |
| 536 Spanish Way W, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $739,000 | $350 | 3/2 | 2,111 | 21 | 0.2 |
| 415 Dunes Of Amelia Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Nov 2025 | $837,500 | $315 | 5/3.5 | 2,656 | 201 | 0.4 |
| 396 Sargasso Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Jul 2026 | $710,000 | $348 | 3/2.5 | 2,041 | 85 | 0.5 |
| 96233 Montego Bay, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Aug 2026 | $755,000 | $381 | 4/2 | 1,984 | 88 | 0.6 |
| 3124 Big Pine Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2026 | $769,900 | $400 | 3/2 | 1,927 | 9 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle De Mai at Amelia
Isle De Mai at Amelia is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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