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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a home near Ponte Vedra High School.

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Active

Active·Listed today

316 Marsh Cove Drive

Ponte Vedra Beach, FL 32082

$915,000$400/sqftEst. $4,665/moMLS# 2155596
4
Beds
3
Baths
2,290
Sq Ft
2020
Built
2
Garage
No
Pool

About this home

Ponte Vedra Beach

Welcome to this beautifully designed home in the Preserve at Ponte Vedra Lakes, offering the perfect blend of style, comfort, and functionality. A spacious foyer welcomes you into the open-concept floor plan, ideal for everyday living and entertaining. The gourmet kitchen features a large California island, granite countertops, 42-inch cabinetry, stainless steel appliances, and abundant counter space. The first floor includes two guest bedrooms with a full bath, and a spacious primary suite with a large walk-in closet, dual vanities and tile step in shower. Upstairs, you'll find an additional bedroom and loft/flex space, a full bath and walk-in closet, along. Outside, the paver driveway and walkway add curb appeal, while the oversized backyard offers endless possibilities to create your dream outdoor retreat. Conveniently located near top-rated St. Johns County schools, shopping, dining, and the beach, this exceptional home offers the best of Ponte Vedra Beach living.

Cost to own

Mortgage calculator

$915,000
$183,000
Loan Term
Monthly Payment
$4,665
Principal & Interest: $4,665
Property taxes (est.): $1,218
Insurance (est.): $610
Estimated Total Monthly
$6,493
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,665
Property taxesest. at asking price, St. Johns County$1,218
HOAbilled semi-annually$131
Estimated total, before insurance$6,014/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,471/yr · $789/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,471/yr

Estimated taxes if purchased at asking price: ~$14,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Active$915,000
  • Jul 16, 2026Listed$915,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$915,000
Price / Sq Ft$400
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,290
Acres0.12 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address316 Marsh Cove Drive, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionPreserve At Ponte Vedra Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size5,227.2 sq ft
Parcel Number0512010320

Amenities

AmenitiesManagement - Full Time
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories2
LevelsOne and One Half

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchPatio
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedAugust 4, 2026
Days on Market0
HOA Fees$788.7 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameALSOP PROPERTY MANAGEMENT LLC
Tax Amount$9,470.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke