This home is in Jacksonville.
Active·11 days on market
11614 Lake Chub Drive
Jacksonville, FL 32226
About this home
Jacksonville
Welcome to this truly one-of-a-kind 4 Bedroom 3 Bath home where Custom Craftsmanship and thoughtful design set it apart. Featuring elegant board and batten walls, Coffered Ceilings, decorative cornices, and a custom 8-foot built-in kitchen nook, every detail reflects exceptional quality. The open living area is highlighted by a stunning Custom Four-sided, 7-foot-wide electric Fireplace with wraparound hearth beneath the TV. A Private Guest Suite offers its own bedroom, full bath, sink, cabinetry, and space for a microwave and second refrigerator--ideal for multigenerational living, guests, or a home office. Relax on the screened lanai while enjoying breathtaking Lake views and spectacular sunsets. Complete with a spacious Three-car garage, oversized driveway, and abundant wildlife, this exceptional home offers a rare combination of luxury, functionality, and timeless custom design.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,028/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 15, 2026Listed$464,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AIM REALTY OF JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Alta Lakes
Active$440,000MLS# 2149174Est. $2,342/mo3196 Little Kern Lane, Jacksonville, FL 322264 Beds3 Baths2,450 sqftDiscover why 3196 Little Kern Lane is the perfect place to call home, located in the highly desirable Alta Lakes…
ResidentialEAGLES WORLD REALTY, INC
Active$440,000MLS# 2137710Est. $2,342/mo3512 Guppy Court, Jacksonville, FL 322265 Beds3 Baths2,517 sqftLOW HOA MUST COME SEE! 3.75% ASSUMABLE MORTGAGE 5BR Pond-View Home on a Rare .38-Acre Lot with Only Two Homes on the…
ResidentialWATSON REALTY CORP
Active$438,000MLS# 2150579Est. $2,331/mo3506 Shiner Drive, Jacksonville, FL 322265 Beds3 Baths2,517 sqftWelcome to this beautiful 5-bedroom + Office + Loft/Flex Room in the sought-after Alta Lakes community. Built in 2019…
ResidentialFLORIDA HOMES REALTY & MTG LLC
Active Under Contract$499,900MLS# 2153803Est. $2,661/mo3224 Brown Trout Court, Jacksonville, FL 322264 Beds3 Baths2,798 sqftWelcome to this beautifully updated 2,798-square-foot, 1-story home offering 4 bedrooms, 3.5 baths, & an ideal layout…
ResidentialONE SOTHEBY'S INTERNATIONAL REALTY
Keep looking
Similar homes in Jacksonville
Active Under Contract$525,000MLS# 2147856Est. $2,794/mo12227 Flynn Woods Road, Jacksonville, FL 322233 Beds2 Baths2,072 sqftResidentialRE/MAX SPECIALISTS
Active Under Contract$545,000MLS# 2147467Est. $2,901/mo6197 Kissengen Spring Court, Jacksonville, FL 322585 Beds4 Baths3,025 sqftResidentialHERRON REAL ESTATE LLC
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines