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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Aug 14, 2026·45 days on market·Recent sales in Jacksonville

12301 Kernan Forest Boulevard 202

Jacksonville, FL 32225

$246,000sold priceListed at $249,900 · 98.4% of asking$161/sqftMLS# 2148882
3
Beds
2
Baths
1,530
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $323/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

Over $30,000 in upgrades and improvements! This beautifully updated End-unit condominium offers the perfect blend of style, comfort, and convenience. Featuring an attached garage, a spacious living room, and a desirable split-bedroom floor plan, this home is designed for easy living. The primary suite offers a large walk-in closet, double vanities, a separate shower, and private access to an oversized balcony--perfect for enjoying your morning coffee or unwinding at the end of the day. Recent updates include fresh interior paint, luxury vinyl plank flooring throughout, and a stunning kitchen renovation featuring new shaker-style cabinetry, quartz countertops, and a classic subway tile backsplash. Residents enjoy access to attractive community amenities, including a splash area, while the prime location places you just minutes from top-rated schools, shopping, dining, downtown, and the area's beautiful beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,363
Property taxesest. at asking price, Duval County$402
HOAbilled monthly$323
Estimated total, before insurance$2,087/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,826/yr · $319/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$246,000
$49,200
Loan Term
Monthly Payment
$1,363
Principal & Interest: $1,363
Property taxes (est.): $402
Insurance (est.): $164
Estimated Total Monthly
$1,928
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$214,500$214,500—
2024$214,500$214,500—
2023$214,500$199,100—
2022$181,000$181,000—
2021$145,000$145,000—
2020$132,000$132,000▲ $2,500

2025 property taxes (current owner): $3,826/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$249,900
  • Aug 1, 2026Pending$249,900
  • Jul 20, 2026Active Under Contract$249,900
  • Jun 5, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12301 Kernan Forest Boulevard 1902, Jacksonville, FL 32225Listed by LPT REALTY, LLCSep 2026$220,000$1443/21,5301440
12301 Kernan Forest Boulevard 205, Jacksonville, FL 32225Listed by SPECTRUM REALTY SERVICESJun 2026$260,000$1463/2.51,779230
12301 Kernan Forest Boulevard 2806, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$221,500$1972/21,122740.1
12301 Kernan Forest Boulevard 1808, Jacksonville, FL 32225Listed by MARK SPAIN REAL ESTATEAug 2026$200,000$1603/21,250400.1
12301 Kernan Forest Boulevard 1306, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTSJul 2026$205,000$1832/21,122130.1
12301 Kernan Forest Boulevard 2606, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$220,000$1962/21,122950.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$163
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,530
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12301 Kernan Forest Boulevard 202, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionHammock Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size435.6 sq ft
Parcel Number1611326072

Amenities

AmenitiesPool, Basketball Court, Gated, Playground
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePrivate
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesSplit Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringLaminate
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Alarm, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionOther
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 5, 2026
Days on Market45
HOA Fees$322.99 / Monthly
HOA FrequencyMonthly
HOA NameHammock Grove
Tax Amount$3,826.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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