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This home is in Glen Kernan, Jacksonville — a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·45 days on market·Glen Kernan

4518 Rose Glen Drive

Jacksonville, FL 32224

$3,570,000$619/sqftEst. $18,353/moMLS# 2155329

Beds

Baths

5,770

Sq Ft

2027

Built

Garage

Pool

About this home

Glen Kernan

Now under construction in Glen Kernan, this exceptional custom home offers sweeping golf-to-water views and a thoughtfully designed layout with completion anticipated in September 2027. Professionally curated by designer Lauren Leonard, the home still allows time for a buyer to make select finishes and personalize key details. The floor plan features a primary suite with spa-like bath and a dramatic two-story primary closet! You'll find a guest suite on the main floor plus an office, mudroom, butler's pantry, and closet for future elevator. Upstairs includes three additional bedrooms with en suite baths, a loft, and a separate guest suite above the garage with separate stairway. Enjoy the views and Florida living with an outdoor living porch and dining porch with summer kitchen. Enjoy all the premier amenities Glen Kernan has to offer in one of Jacksonville's most sought-after gated communities.

Cost to own

Mortgage calculator

Home Price

$3,570,000

Down Payment: 20%

$714,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$18,353

Principal & Interest: $18,353

Property taxes (est.): $5,829

Insurance (est.): $2,380

Estimated Total Monthly

$26,563

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$18,353

Property taxesest. at asking price, Duval County$5,829

HOAbilled quarterly$483

Estimated total, before insurance$24,666/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Concrete, Metal — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,339 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Active Under Contract$3,570,000
Jul 14, 2026Listed$3,570,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,570,000

Price / Sq Ft$619

Bedrooms6

Bathrooms6.50

Full Baths6

Half Baths1

Square Footage5,770

Acres0.44 acres

Year Built2027

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionTo Be Built

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address4518 Rose Glen Drive, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionGlen Kernan

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size19,166.4 sq ft

Lot Dimensions110x~174

Parcel Number1677380050

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course, Lake

Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Freezer, Gas Cooktop, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringMarble, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

SecurityGated with Guard, Security Gate