This home is in St. Augustine.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today

325 Floridian Avenue

St. Augustine, FL 32080

$589,000$327/sqftEst. $3,135/moMLS# 2155233

Beds

Baths

1,800

Sq Ft

2019

Built

Garage

Pool

About this home

St. Augustine

Take advantage of an assumable VA loan at an exceptional 2.5% interest rate, making this home as smart an investment as it is beautiful! Built in 2019, this custom 4BR/2BA home offers easy coastal living with peaceful pond views and ocean breezes from the private patio. Constructed for durability with concrete-block construction, a metal roof, and an elevated 9.5'+ foundation. Inside, enjoy plantation shutters, white shaker cabinetry, granite countertops, stainless steel appliances, a gas range, instant hot water, and vaulted ceilings that enhance the bright, open layout. The split-bedroom floor plan provides added privacy, making it ideal for families or guests. Located in a welcoming beachside community near major shopping centers with modern finishes, and a relaxed coastal lifestyle just minutes from the ocean.

Cost to own

Mortgage calculator

Home Price

$589,000

Down Payment: 20%

$117,800

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,135

Principal & Interest: $3,135

Est. Taxes & Insurance: $784

Estimated Total Monthly

$3,919

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,135

Property taxesest. at asking price, St. Johns County$784

Estimated total, before insurance$3,919/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$637,617	$306,919	—
2024	$550,887	$297,280	—
2023	$520,075	$286,874	—
2022	$466,544	$281,271	—
2021	$359,507	$271,962	—
2020	$325,420	$267,448	—

2025 property taxes (current owner): $4,646/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,384 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 14, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$589,000

Price / Sq Ft$327

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,800

Acres0.22 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighSt. Augustine

Community Information

Address325 Floridian Avenue, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionSunset Park

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size9,583.2 sq ft

Parcel Number1744100080

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Instant Hot Water, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)