This home is in Silver Meadows, St. Augustine.

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Active

Active·Listed today·Silver Meadows

101 Stiffs Mill Lane

St. Augustine, FL 32092

$489,990$217/sqftEst. $2,608/moMLS# 2155118

Beds

Baths

2,263

Sq Ft

2026

Built

Garage

Pool

About this home

Silver Meadows

Under Construction: Ready September 2026! Welcome to Lennar Homes Chloe floor plan offering 4 bedrooms, 3.5 baths, a loft, and 2-car garage. This home features white cabinets with white quartz kitchen countertops, Frigidaire stainless steel appliances including range, double ovens, dishwasher, microwave, and refrigerator. Ceramic wood plank tile extends through wet areas, family, dining, and halls. Additional highlights include a water heater, screened lanai, and sprinkler system. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. St. Augustine offers a unique lifestyle that blends historic charm, coastal beauty, and a relaxed yet vibrant atmosphere. As the nation's oldest city, it's rich in Spanish Colonial architecture, cobblestone streets, and centuries-old landmarks, complemented by a lively arts scene. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$489,990

Down Payment: 20%

$97,998

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,608

Principal & Interest: $2,608

Est. Taxes & Insurance: $652

Estimated Total Monthly

$3,260

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,608

Property taxesest. at asking price, St. Johns County$652

HOAbilled monthly$154

Estimated total, before insurance$3,414/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 13, 2026Listed$489,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,990

Price / Sq Ft$217

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,263

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address101 Stiffs Mill Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Meadows

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Lot Dimensions40 X 120

Parcel Number000

Amenities

AmenitiesPool, Clubhouse, Dog Park, Park, Pickleball, Tennis Court(s), Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)