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This home is in Silver Meadows, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Sep 25, 2026·1 day on market·Recent sales in Silver Meadows·Silver Meadows

85 Stiffs Mill Lane

St. Augustine, FL 32092

$478,990sold priceListed at $462,990 · 103.5% of asking$252/sqftMLS# 2161557

Beds

Baths

1,897

Sq Ft

2026

Built

Garage

Pool

19 more homes for sale in Silver Meadows →Search Silver Meadows on the map

FEMA Zone XHOA $154/mo4,792 sqft lotSingle Family Residence1 storyNew construction

About this home

Silver Meadows

***MOVE IN READY - BRAND NEW HOME*** Discover the Hailey floor plan by Lennar Homes featuring 3 bedrooms, 2 bath and a 2-car garage. This home offers a beautiful Kitchen with Quartz countertops, 42'' cabinets, and stainless steel appliances including a gas range, double ovens, dishwasher, microwave, and refrigerator. Ceramic wood-look tile is featured in all wet areas and extends into the living, dining, study, and halls. Additional highlights include Quartz vanities, a pre-screened lanai, and a full sprinkler system. Enjoy confidence with a one-year builder warranty, dedicated customer service, and 24-hour emergency support. (Conditions may apply)

Next steps in Silver Meadows

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,653

Property taxesest. at asking price, St. Johns County$637

HOAbilled monthly$154

Estimated total, before insurance$3,445/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,212/yr · $101/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$478,990

Down Payment: 20%

$95,798

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,653

Principal & Interest: $2,653

Property taxes (est.): $637

Insurance (est.): $319

Estimated Total Monthly

$3,610

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 28, 2026Closed$462,990
Aug 26, 2026Pending$462,990
Aug 24, 2026Listed$462,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $244/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
101 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Sep 2026	$492,990	$218	4/3.5	2,263	35	0
66 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Oct 2026	$487,990	$257	3/2	1,897	86	0.1
42 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Sep 2026	$499,990	$221	4/3.5	2,263	15	0.1
20 Stiffs Mill Lane, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Aug 2026	$514,990	$254	4/3.5	2,028	52	0.1
58 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Aug 2026	$464,990	$248	4/3.5	1,875	45	0.1
63 Walloon Cove, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Sep 2026	$442,490	$236	4/2.5	1,875	1	0.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$462,990

Price / Sq Ft$244

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,897

Acres0.11 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address85 Stiffs Mill Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Meadows

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Lot Dimensions50X125

Parcel Number000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s), Trash

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Patio, Screened

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedAugust 24, 2026

Days on Market1

HOA Fees$154 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesPest Control

Tax Amount$1,212.18

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silver Meadows

Silver Meadows is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

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