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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·1 day on market

15203 Landmark Circle N

Jacksonville, FL 32226

$400,000$185/sqftEst. $2,135/moMLS# 2166294
3
Beds
2
Baths
2,167
Sq Ft
2000
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.69 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Big lot, flexible living, and room to dream—this one has it all! Nestled on a beautiful .69-acre lot in The Cape, this charming 3-bedroom, 2-bath brick home offers the space and versatility you've been searching for. Step inside to discover a renovated kitchen, a spacious primary suite with a walk-in closet, and a large bonus room ready for movie nights, hobbies, or entertaining. Additional flexible spaces can easily become a home office, formal dining room, playroom, or whatever fits your lifestyle. Outside, the oversized lot provides plenty of breathing room, with potential space for a workshop or detached garage. A newer roof and well add extra peace of mind. Timeless brick, a gorgeous homesite, and endless possibilities—come see what makes this property so special!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,135
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,789/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,687/yr · $224/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,135
Principal & Interest: $2,135
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,055
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,436 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$332,399$120,593—
2024$314,537$116,487—
2023$316,650$111,638▲ $27,956
2022$278,391$106,931▲ $15,325
2021$223,224$102,361▲ $2,872
2020$214,391$100,258▲ $13,869

2025 property taxes (current owner): $2,687/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$400,000
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,167
Acres0.69 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address15203 Landmark Circle N, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionThe Cape
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size30,056.4 sq ft
Parcel Number1084261335

Amenities

UtilitiesCable Available, Electricity Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking
ViewTrees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedSeptember 24, 2026
Days on Market1
Tax Amount$2,686.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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