This home is in Jacksonville.

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Active

Active·70 days on market

3958 Baymeadows Road 2503

Jacksonville, FL 32217

$625,000$317/sqftEst. $3,327/moMLS# 2141936

Beds

Baths

1,972

Sq Ft

2015

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to The Palazzo on Goodby's Creek, where refined waterfront living meets everyday comfort in this beautifully appointed 3-bedroom, 2-bath condo. Set within an exclusive, private community, this residence offers a peaceful retreat along the tranquil shoreline, combining scenic beauty with upscale design.Arrive via your private elevator and step into a space that immediately captures your attention with water views framed by your own balcony. Each morning begins with stunning sunrises reflecting off the creek, creating a serene backdrop for coffee or quiet relaxation.The open-concept layout is designed for both entertaining and daily living. A gourmet kitchen features SS appliances, upgraded backsplash and opens into the dining and family room. The owner's suite serves as a true retreat, complete with a spa-inspired bath that includes dual vanities, a soaking tub, and a separate walk-in shower. Two additional bedrooms provide flexibility for guests or a home office.

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,177

Principal & Interest: $3,177

Est. Taxes & Insurance: $794

Estimated Total Monthly

$3,971

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,327

Property taxesest. at asking price, Duval County$1,021

HOAbilled monthly$1,559

Estimated total, before insurance$5,906/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$430,000	$379,278	▼ $6,000
2024	$436,000	$386,000	—
2023	$436,000	$386,000	—
2022	$436,000	$386,000	▲ $15,500
2021	$420,500	$420,500	▲ $2,500
2020	$420,500	$420,500	—

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 8, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$317

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,972

Acres0.01 acres

Year Built2015

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

School Information

ElementaryBeauclerc

MiddleAlfred Dupont

HighAtlantic Coast

Community Information

Address3958 Baymeadows Road 2503, Jacksonville, FL 32217

Area012-San Jose

SubdivisionThe Palazzo

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size435.6 sq ft

Parcel Number1525571130

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Boat Dock, Boat Launch, Boat Slip, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Off Site, Security, Storage, Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Covered, Electric Vehicle Charging Station(s), Unassigned, Underground

ViewCanal, Creek/Stream, Protected Preserve, Water

Waterfront TypeCanal Front, Creek, Navigable Water, Ocean Access

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air

FlooringWood

FireplaceYes

Fireplace FeaturesGas

# of Stories1

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityFire Sprinkler System, Key Card Entry, Secured Elevator, Security Gate, Smoke Detector(s)