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Active Under Contract

Active Under Contract·18 days on market

3633 Rendale Drive N

Jacksonville, FL 32210

$199,900$197/sqftEst. $1,019/moMLS# 2154652

Beds

Baths

1,015

Sq Ft

1954

Built

—

Garage

Yes

Pool

About this home

Jacksonville

Adorable and affordable unicorn! This solid block pool home has been meticulously loved and maintained. Bright and cheerful throughout, you'll love the hardwood floors, newer windows, knockdown ceilings, updated lighting, and spacious living areas. The updated kitchen features white cabinetry, granite countertops, tile backsplash, and plenty of space for an island, plus a sunny breakfast area overlooking the backyard. Step onto the oversized screened lanai and enjoy your own private, park-like retreat with an above-ground pool, fire pit, raised garden beds, lemon tree, kayak storage, and an incredible collection of native pollinator gardens filled with hibiscus, hydrangeas, milkweed, lilies, blanket flowers, and more. Three spacious bedrooms, updated bath, brand new roof, repipe, updated electrical panel, carport with storage, and ample off-street parking complete this rare Florida oasis!

Cost to own

Mortgage calculator

Home Price

$199,900

Down Payment: 20%

$39,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,019

Principal & Interest: $1,019

Property taxes (est.): $326

Insurance (est.): $133

Estimated Total Monthly

$1,479

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,019

Property taxesest. at asking price, Duval County$326

Estimated total, before insurance$1,346/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,581/yr · $215/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $190,000 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$160,794	$110,794	—
2023	$159,473	$56,285	▲ $30,947
2022	$123,898	$53,190	—
2021	$105,533	$50,185	▲ $4,073
2020	$98,802	$48,802	▲ $15,018

2025 property taxes (current owner): $2,581/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Other — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,232 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Active Under Contract$199,900
Jul 17, 2026Price change$199,900−$12,100
Jul 9, 2026Listed$212,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,900

Price / Sq Ft$197

Bedrooms3

Bathrooms1.00

Full Baths1

Square Footage1,015

Acres0.20 acres

Year Built1954

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Carport Spaces1

Has PoolYes

Pool FeaturesAbove Ground, Pool Cover

Is WaterfrontNo

Direction FacesNorth

School Information

HighEdward White

Community Information

Address3633 Rendale Drive N, Jacksonville, FL 32210

Area054-Cedar Hills

SubdivisionCedar Hills

CityJacksonville

CountyDuval

StateFL

Zip Code32210

Lot Size8,712 sq ft

Lot Dimensions115 x 75

Parcel Number1047510000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Attached Carport, Off Street

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Primary Downstairs

AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Electric

CoolingAttic Fan, Central Air, Electric

FlooringTile, Wood

# of Stories1

LevelsOne

LaundryIn Carport

SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit

Lot DescriptionDead End Street, Wooded

Patio / PorchScreened

FencingBack Yard, Privacy

RoofOther

ConstructionConcrete

Other StructuresShed(s)

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2026

Days on Market14

Tax Amount$2,580.56

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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