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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·5 days on market

4744 Boxwood Road

Jacksonville, FL 32210

$269,999$218/sqftEst. $1,441/moMLS# 2166553
3
Beds
2
Baths
1,241
Sq Ft
1940
Built
1
Garage
No
Pool
FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Completely remodeled from top to bottom, this charming Lakeshore-area bungalow blends classic character with the comfort and style of an all-new home! This picture-perfect 3-bedroom, 2-bath property offers 1,241 s.f. designed for comfortable, easy living. Step inside to bright, welcoming spaces featuring new wood floors throughout the living areas and bedrooms—no carpet anywhere. The stylish kitchen shines with quartz countertops, soft-close cabinetry, new appliances, tile flooring, recessed lighting & automatic under-cabinet lights. Thoughtful updates continue with beautifully tiled bathrooms, ceiling fans in every bedroom, and convenient indoor laundry. The extensive renovation includes a new roof, plumbing, electrical system, HVAC and ductwork, windows, doors, HardiePlank siding and a tankless water heater. A one-car garage and spacious, fully fenced backyard complete this delightful home. All the charm of a classic bungalow—beautifully renewed and ready for its next chapter!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,441
Property taxesest. at asking price, Duval County$441
Estimated total, before insurance$1,882/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,554/yr · $213/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,999
$54,000
Loan Term
Monthly Payment
$1,441
Principal & Interest: $1,441
Property taxes (est.): $441
Insurance (est.): $180
Estimated Total Monthly
$2,062
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,548 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,554/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Listed$269,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,999
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,241
Total Structure Area1,530 sq ft
Acres0.19 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4744 Boxwood Road, Jacksonville, FL 32210
Area052-Lakeshore
SubdivisionRiverdale Gardens
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size8,276.4 sq ft
Parcel Number0953110000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

FencingBack Yard, Chain Link, Wood
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedSeptember 25, 2026
Days on Market3
Tax Amount$2,554.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSET REALTY OF NORTH FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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