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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This lot is in Jacksonville.

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Active

$120,0002.48 acres · Unimproved Land

Active·124 days on market

10037 Saddle Gate Court

Jacksonville, FL 32219

$120,000MLS# 2154515
2.48
Acres
108,029
Lot Sq Ft
—
Dimensions
No
Waterfront
—
Zoning
—
Sewer
FEMA Zone XHOA $79/mo2.48 acresUnimproved Land

See it this week

Want to walk this lot this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Jacksonville

THIS PROPERTY IS NOW AVAILABLE -- AND COULD BE YOURS! DON'T MISS OUT! Build your dream home on this 2.48-acre estate lot in the gated equestrian community of Jacksonville Ranch Club. Located on a quiet cul-de-sac, this homesite offers privacy, space, and the freedom to bring your own builder. Enjoy peaceful country living with easy access to shopping, dining, healthcare, and Jacksonville International Airport. Surrounded by estate homes and adjacent to the 400+ acre, this is a rare opportunity to build the custom home you've always wanted in one of Jacksonville's premier acreage communities.

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Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, Duval County$196
HOAbilled annually$79
Estimated total, taxes and HOA$275/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 2.5-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $50,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$65,000$57,200—
2024$52,000$52,000▼ $2,000
2023$54,000$54,000—
2022$37,500$11,435—
2021$22,000$10,396—
2020$18,500$9,451—

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 9, 2026Listed$120,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $55,333 an acre; this lot is listed at $48,387 an acre.

AddressClosedPrice$/acreAcresDOMMiles
10037 Saddle Gate Court, Jacksonville, FL 32219Listed by ENGEL & VOELKERS WEST PALM BEACHMar 2026$90,000$36,2902.4820
11157 Saddle Club Drive, Jacksonville, FL 32219Listed by MIDDLETON REALTY, INC.Aug 2025$89,000$67,9391.311010.1
11301 Saddle Club Drive, Jacksonville, FL 32219Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$83,000$55,3331.500.2
11074 Paddington Way, Jacksonville, FL 32219Listed by HERRON REAL ESTATE LLCOct 2025$85,000$38,1172.23160.3
11049 Whisper Ridge Court, Jacksonville, FL 32219Listed by UNITED REAL ESTATE GALLERYJun 2026$150,000$46,4403.231280.4
10155 Hunters Chase Court, Jacksonville, FL 32219Listed by COMPASS FLORIDA LLCApr 2026$115,000$57,2142.0170.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$120,000
Acres2.48 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Is WaterfrontNo

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address10037 Saddle Gate Court, Jacksonville, FL 32219
Area082-Dinsmore/Northwest Duval County
SubdivisionJacksonville Ranch Club 2
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size108,028.8 sq ft
Parcel Number0026511520

Amenities

AmenitiesGated, Playground
UtilitiesOther

Interior

SecuritySecurity Fence, Security Gate

Exterior

Lot DescriptionCleared, Cul-De-Sac, Dead End Street, Many Trees
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2026
Days on Market124
HOA Fees$950 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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