This home is in Jacksonville.

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Active Under Contract

Active Under Contract·11 days on market

2830 Park Street 2832

Jacksonville, FL 32205

$775,000$229/sqftEst. $3,939/moMLS# 2154501

Beds

Baths

3,381

Sq Ft

1927

Built

Garage

Pool

About this home

Jacksonville

Rare opportunity to own a beautifully renovated duplex in the heart of Riverside! This turnkey property features two spacious units, each offering 3 bedrooms, 2 bathrooms, large living and dining areas, and updated kitchens with oversized islands, soft-close cabinetry, stainless appliances, and stylish finishes. Renovated bathrooms, hardwood floors, tankless water heaters, in-unit laundry, private entrances, covered porches, driveway, and additional off-street parking add to the appeal. Endless opportunities for investors seeking strong rental potential or owner-occupants looking to offset their mortgage by living in one unit and renting the other. Just minutes from Five Points, Downtown Jacksonville, parks, shopping, dining, and entertainment.

Cost to own

Mortgage calculator

Home Price

$775,000

Down Payment: 20%

$155,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,939

Principal & Interest: $3,939

Est. Taxes & Insurance: $985

Estimated Total Monthly

$4,924

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,939

Property taxesest. at asking price, Duval County$1,265

Estimated total, before insurance$5,205/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$749,412	$443,139	—
2023	$749,412	$428,776	—
2022	$646,292	$414,832	—
2021	$555,005	$243,624	▲ $67,620
2020	$176,180	$176,180	—

2025 property taxes (current owner): $8,887/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,521 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History