This home is in Silverleaf Village, Jacksonville.

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Active

Active·1 day on market·Silverleaf Village

28 Rose Dew Drive

Jacksonville, FL 32092

$410,000$239/sqftEst. $2,182/moMLS# 2154480

Beds

Baths

1,717

Sq Ft

2022

Built

Garage

Pool

About this home

Silverleaf Village

Priced to sell ! Welcome to your dream home in the desirable Silver Leaf community of St. Johns County! This stunning, single-family residence is in mint condition and features 3 spacious bedrooms and 2 modern bathrooms. The home boasts high-end finishes, including LVP flooring throughout the main living areas and a fully upgraded kitchen complete with granite countertops, large cabinetry, and stainless-steel appliances. The master suite is a private retreat with two walk-in closets and a meticulously designed, modern bathroom. - Location: Minutes from Durbin Plaza shopping and major highways. - Schools: Situated in an amazing, top-rated school district. - Amenities: Access to all the fantastic features the Silver Leaf community offers.

Cost to own

Mortgage calculator

Home Price

$410,000

Down Payment: 20%

$82,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,182

Principal & Interest: $2,182

Est. Taxes & Insurance: $546

Estimated Total Monthly

$2,728

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,182

Property taxesest. at asking price, St. Johns County$546

HOAbilled annually$131

Estimated total, before insurance$2,859/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $364,800 in February 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$408,865	$385,430	—
2023	$350,391	$350,391	—
2022	$100,800	$82,500	—
2021	$75,000	$75,000	—
2020	$26,500	$26,500	—

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History