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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silverleaf Village, Jacksonville.

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Sold

Sold·Closed Aug 14, 2026·36 days on market·Recent sales in Silverleaf Village·Silverleaf Village

28 Rose Dew Drive

Jacksonville, FL 32092

$410,000sold priceListed at $410,000 · 100% of asking$239/sqftMLS# 2154480
3
Beds
2
Baths
1,717
Sq Ft
2022
Built
2
Garage
No
Pool

6 more homes for sale in Silverleaf Village →Search Silverleaf Village on the map

FEMA Zone XHOA $131/mo5,663 sqft lotSingle Family Residence1 story

About this home

Silverleaf Village

Priced to sell ! Welcome to your dream home in the desirable Silver Leaf community of St. Johns County! This stunning, single-family residence is in mint condition and features 3 spacious bedrooms and 2 modern bathrooms. The home boasts high-end finishes, including LVP flooring throughout the main living areas and a fully upgraded kitchen complete with granite countertops, large cabinetry, and stainless-steel appliances. The master suite is a private retreat with two walk-in closets and a meticulously designed, modern bathroom. - Location: Minutes from Durbin Plaza shopping and major highways. - Schools: Situated in an amazing, top-rated school district. - Amenities: Access to all the fantastic features the Silver Leaf community offers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,271
Property taxesest. at asking price, St. Johns County$546
HOAbilled annually$131
Estimated total, before insurance$2,948/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,271
Principal & Interest: $2,271
Property taxes (est.): $546
Insurance (est.): $273
Estimated Total Monthly
$3,090
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $364,800 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$408,865$385,430—
2023$350,391$350,391—
2022$100,800$82,500—
2021$75,000$75,000—
2020$26,500$26,500—

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 15, 2026Closed$410,000
  • Jul 17, 2026Active Under Contract$410,000
  • Jul 9, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $246/sq ft; this home is listed at $239/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23 Tanner Trail, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYSep 2026$397,000$2383/21,666230.1
48 Fawn Field Lane, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2464/22,0841340.1
232 Creekmore Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$429,000$2503/21,713760.2
290 Creekmore Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTYSep 2026$396,000$2683/21,4761970.2
39 Stansbury Lane, St. Augustine, FL 32092Listed by NIZZ REALTY INCAug 2026$470,000$2384/31,978440.2
78 Greenway Lane, St. Augustine, FL 32092Listed by FUTURE HOME REALTY INCAug 2026$385,000$2353/21,6411370.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$410,000
Price / Sq Ft$239
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,717
Acres0.13 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address28 Rose Dew Drive, Jacksonville, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilverleaf Village
CityJacksonville
CountySt. Johns
StateFL
Zip Code32092
Lot Size5,662.8 sq ft
Parcel Number0265721650

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Available, Water Available
Water SourcePublic
Green / EnergyAppliances, Construction
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator
HeatingCentral, Natural Gas
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingBack Yard, Vinyl

Additional Information

Date ListedJuly 9, 2026
Days on Market36
HOA Fees$1,575 / Annually
HOA FrequencyAnnually
Tax Amount$334
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BLUE KEY PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silverleaf Village

Silverleaf Village is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silverleaf Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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