This home is in Jacksonville.
1564 Oak Ridge Drive W, Jacksonville, FL 32225
About This Home — 1564 Oak Ridge Drive W
Welcome to this unique house with a BASEMENT located in Monument Oaks. This property backs up to woods overlooking Cowhead Creek and bordering Blue Sky golf course, offering exceptional privacy. Inside, you'll find numerous major updates, including a new roof (April 2025), newer HVAC system, energy-efficient windows installed in 2020 and 2022, and a completely remodeled primary bathroom (2022). The spacious kitchen features granite countertops, ample cabinetry, and plenty of workspace for everyday living and entertaining. Just come add your personal touches to make it your very own! A rare basement provides valuable additional space for a recreation room, home office, gym, workshop, or extra storage--an uncommon feature in Northeast Florida homes. Whether you're relaxing on the back deck or enjoying the tranquil creek views, this property offers the perfect combination of comfort, privacy, and convenience. Located close to shopping, dining, parks, and major commuter rout
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Mortgage Calculator
True Monthly Cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Taxes & Assessment
2025 property taxes (current owner): $3,676/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
Price & Status History
- Jul 8, 2026Listed$389,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Listing Courtesy of: BOLD & SOLD LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines