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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Point, Jacksonville a home near Sandalwood High School.

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Active Under Contract

Active Under Contract·64 days on market·River Point

12210 Dove Ridge Drive

Jacksonville, FL 32225

$440,000$218/sqftEst. $2,269/moMLS# 2148498
3
Beds
2
Baths
2,017
Sq Ft
1988
Built
2
Garage
Yes
Pool

About this home

River Point

Welcome home to this inviting pool home with a with a brand new roof, ideally located just off Kernan Blvd. Designed for everyday living and entertaining, this home offers plenty of space for family, hobbies, and all the extras that come with an active lifestyle. At the heart of the home, the spacious living room creates the perfect gathering place for movie nights, game days, or simply relaxing after a long day. The split-bedroom floor plan provides added privacy, with the owner's suite tucked away in its own corner of the home. This home also includes a dedicated office space perfect for working from home. Step outside to enjoy your private backyard retreat, featuring a sparkling pool surrounded by low-maintenance turf--giving you more time to relax and enjoy Florida living. The oversized garage offers endless possibilities, whether you need a home gym, workshop, storage space, or a combination of all three.

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,269
Principal & Interest: $2,269
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,281
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,269
Property taxesest. at asking price, Duval County$718
HOAbilled annually$24
Estimated total, before insurance$3,011/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,925/yr · $577/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$385,940$385,940 $34,238
2024$352,693$352,693 $9,306
2023$370,686$359,786
2022$327,079$327,079
2021$228,836$138,819
2020$215,912$136,213

2025 property taxes (current owner): $6,925/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 5, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,000
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,017
Total Structure Area2,603 sq ft
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12210 Dove Ridge Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionRiver Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Parcel Number1674480555
ZoningResidential

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBrick Veneer, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 5, 2026
Days on Market26
HOA Fees$282 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,924.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About River Point

River Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all River Point homes for sale →

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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