This home is in Jacksonville — a home near Sandalwood High School.
$430,000Sold4 bd · 2 ba · 2,022 sq ft
Sold·Closed Oct 14, 2026·109 days on market·Recent sales in Jacksonville
10954 Heathfield Road
Jacksonville, FL 32225
About this home
Jacksonville
REDUCED FOR QUICK SALE! ALL BRICK Beauty- dont miss this opportunity to own a home in the heart of Ft Caroline. Brand new roof just installed 5/26 . This well-maintained home offers timeless curb appeal and a spacious floor plan with formal dining room, 4 bedrooms, two baths and a designated office/flex room.Split floor plan. Master bath with soaker tub and separate shower, custom closet. Living room has high vaulted ceilings and a beautiful wood burning fireplace with two custom built ins on each side. Secondary bath with double vanity and updated walk in shower.The large screened in lanai is perfect to enjoy the outdoors. Fully fenced in yard. 2 car garage. Close to parks, schools, dining, and the St Johns River.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,187 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (9&10)about 7 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 2 mi · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 4 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 0.6 mi · Baseball, Softball, Soccer
Closest grocery store
Publixabout 1.0 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:45 AM, sunset 5:34 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $425,000 in September 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $349,833 | $349,833 | — |
| 2024 | $336,371 | $336,371 | ▲ $7,485 |
| 2023 | $335,198 | $137,604 | ▲ $46,641 |
| 2022 | $277,246 | $132,140 | ▲ $17,907 |
| 2021 | $221,165 | $126,835 | — |
| 2020 | $209,593 | $124,394 | — |
2025 property taxes (current owner): $6,572/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 14, 2026Closed$420,000
- Sep 23, 2026Active Under Contract$420,000
- Sep 11, 2026Price change$420,000−$10,000
- Sep 5, 2026Price change$430,000−$10,000
- Aug 14, 2026Price change$440,000−$4,000
- Jul 31, 2026Price change$444,000−$1,000
- Jul 17, 2026Price change$445,000−$4,000
- Jun 5, 2026Listed$449,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10925 Whitworth Court, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $385,000 | $223 | 3/2 | 1,724 | 268 | 0.2 |
| 10990 Creekview Drive, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $440,000 | $172 | 3/3.5 | 2,560 | 4 | 0.5 |
| 1736 Holly Oaks Ravine Drive, Jacksonville, FL 32225Listed by INI REALTY | Oct 2026 | $270,000 | $134 | 4/2.5 | 2,008 | 17 | 0.6 |
| 1625 Monument Oaks Drive, Jacksonville, FL 32225Listed by SOUND INVESTMENTS REAL ESTATE | Oct 2026 | $290,000 | $192 | 3/2 | 1,512 | 1 | 0.8 |
| 1631 Windhaven Drive E, Jacksonville, FL 32225Listed by EXP REALTY LLC | Oct 2026 | $315,000 | $201 | 3/3 | 1,568 | 31 | 0.8 |
| 11987 Arbor Lake Drive, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $388,900 | $255 | 3/2 | 1,526 | 25 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Sold by: NAVY TO NAVY HOMES LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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